Most of the major insurance companies will insure a previously uninsured driver. Your premiums will probably be higher though at least for the first year until you get some insurance history under your belt.
Not a snowballs hope in hell. insurance companies would definitely not pay if the driver is not licenced.
Most, if not all insurance companies checked your driving record so they know already.
It is more likely you will be sued by the insured driver's insurance company. Just because the other driver had insurance, that does not exonerate you from having to pay damages if you are liable.
Insurance follows the car, not the driver. As long as the car is insured and you have permission from the owner to drive it, you are covered.
The answer is "it depends." I know of no insurance companies that issue policies "to drive any vehicle" ... automobile insurance, at least in the USA, is based on the car being driven. In that case, the insurance is actually on the automobile, not on the driver. Therefore, an uninsured car would not be insured regardless of the driver. There may be exceptions, depending on the underwriter and the particular policy involved.
No.
sometimes
the owner of the car with insurance will be responsible
Insurance follows the car, not the driver. So as long as the automobile is insured, so is the driver. Just make sure the driver has a valid driver's license.
The correct answer to this varies from state to state. Some US states have omnibus laws that require insurance companies to extend coverage to any legal driver whether that particular driver is personally insured or not, as long as the vehicle itself is already insured by someone. [JMH] No as far as i KNOW THEY CAN'T DRIVE UNLESS THEY ARE INSURED
It depends on your insurance. Most insurance companies will cover all drivers even if you are not the insured driver because they have what is called permissive user. Remember typically your insurance follows you wherever you go. You may want to ask the person you are borrowing the vehicle from and see if they have all drivers coverage. If not, then you need to be a listed driver on the policy before you can drive the vehicle even if it is "fully insured". Companies like Geico, Nationwide, and Allstate typically cover all drivers....hope this helps.
You cannot get driver insurance unless you have a car.