The consequences? You policy is expired, that means you have no coverage. You just need to call your insurance company and ask if they will reinstate your policy.
If they say your policy is not eligible for reinstatement you may lose your continuous coverage discount usually about five percent off your premium, not much. Just buy a new policy.
Yes, If you have proper auto insurance and the policy is in an "Active" status, Then it will be covered even if the vehicle regisration is expired.
Was it the a hit and run? Is that what you are asking? You do not know who hit your vehicle and your policy was expired? If there is still time to pay before it actually 'lapses' do so. Otherwise, if you had no insurance policy/coverage on the date of loss you will need to find the person that damaged your vehicle or pay for the damage out of pocket...sorry....
You have to pay the cost of repairs to get there vehicle fixed. You may also have you license suspended and get a ticket.
Try asking the Insurance Company.
No worries! You can renew your car insurance policy. But insurance company will add more premium on your policy if its expired 45 days before. The insurance company maybe report loss of insurance to your state motor vehicle department. and they may revoke your drivers license. In an accident, you will not be covered by your insurance and if you are responsible for the accident, you may be financially responsible for any damages. If stopped by police they may ask to see proof of insurance, without it you will be ticketed, fined, be unable to drive your car and it would be towed at your expense.
If you have a current insurance policy and are in a car accident, but have an expired license, it is up to the insurance company if they will pay the claim or not. It could be in their clause not to, if a person does not have a valid drivers license, especially if you are the one at fault.
business was slow had a policy it ran out can i get new insurance with another company
Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.
No!
The driver who caused the accident is at fault. However, since that person has no insurance, you would have to sue them in court for damages. Chances are if they have no money for insurance they also will not have any money to pay a court fine or court ordered award to you. Since your policy expired, the total accident then becomes No Fault/No Fault for both parties and everyone walks away sustaining their own damages and the methods for financing their own repairs.
There is no Such Auto Insurance Policy. You would need a Primary Auto Insurance Policy on your own Vehicle and then an attached Umbrella Policy on top of it in order to get close to this.
It is same as driving without the insurance, need to renew the policy before it's expiry date.There shouldn't be lapse in the current policy,has to be renewed when it's about to expire to maintain its continued validity as current policy.