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The Fair Debt Collection Practices Act (FDCPA) is a federal law that spells out exactly what debt collectors can and cannot do. Unfortunately, the FDCPA doesn't necessarily protect you from the creditor themselves, but only a collector. Some states have set standards and made laws above and beyond the FDCPA that essentially make the same rules apply to creditors as well. Your state attorney generals office or consumer protection agency could give you more info. You can also check out the Fair Trade Commission website. They enforce federal collections laws. Research your bank online and see if they have had any other complaints about their collections practices. In a nutshell though, they cannot threaten you or harass you. You could always send them a cease and desist order telling them not to call you anymore, however you may have to find some common ground if you want to keep your car.
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An auto loan constitutes what kind of debt?
Open debt
Where can one get an auto loan for a car?
One can get an auto loan for a car at the "State Farm" website. State Farm is a very reliable and widely used company for a quick and easy to get auto loan.
What is the phone number to make auto loan payments?
that depends on who your loan is through.Do you know what company you got the loan with?
Can auto title loan company go to a different state than the loan t?
Certainly.
Will a finance company settle a charged off auto loan since they didn't repo it?
A finance company could settle the auto loan. You simply need to get in touch with the company and make an offer. Be sure to get any agreement in writing.
Do you need a co-signer to get a auto loan?
That would depend on your age and credit rating and the rules of the loan company.
Where can I find out more about auto loan financing?
You could find out more about auto loan financing by consulting your bank or speaking with a representative of your insurance company. http://www.autoloanfinance.net/
Where might one go to get a auto loan for people with bad credit online?
If you are looking for an auto loan in Canada, there is a company called Canadian Auto Loan Financing that you can visit online. This company assists customers who have poor credit ratings in getting approved for a car loan. The application process is quick and there are plenty of customer service representatives available to help.
What to do if asked to lie to auto finance company by the dealership?
Do not lie. If you lie you might get the loan. If you do not lie, you most likely will not get the loan.
Where can a auto loan calculator be found?
Auto loan calculators can be found on many different websites. Although, it is best to use the loan calculators on the site of the company that you are interested in using. This will give you the most accurate estimate.
How do you remove an auto lien if the account is at zero but the company will not remove the lien?
The loan company must sign off on the auto registration in order to transfer legal ownership to you. You need to talk with the loan company and produce all your documentation showing that the loan has been paid off in full. Could be that the loan company internal process takes a few weeks longer than what we would expect them to.
What is TL?
TL stands for term loan. Term loan is a loan for a company. It's much like an auto loan for individual. It has predetermined terms, fees and rate.(palwest.com)
