A credit grantor is the bank or lending institution that has loaned you money or given you a line of credit such as a credit card.
HC on a credit report means High Credit. This is the highest amount of money a creditor has issued to you in the past.
If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.
There are many ways one can clear their credit report. One can clear their credit report using popular on the web sources such as MSN Money, Lexington Law, and Nolo.
If someone owes you money, you can not put a notice on their credit report of an upcoming lawsuit. A judgment must be entered in court, before it can be reported to a credit report.
PULL YOUR CREDIT REPORT
The best place to get a credit rating report in Canada is through Equifax. The other place to get a credit report would be through Transunion. However, obtaining a report may cost a person money.
Credit deployment refers to the distribution of money to a given population.
A collection agency can report you to the credit bureau for any amount of money. There are agencies that will report for amounts under a hundred dollars.
Instant credit reports can be found by filling out a few stuff online. But most likely they will cost money since not all credit report places are free.
The best way to recieve an accurate credit report score is to speak with ones bank or accountant. Credit report scores often cost money to obtain but are needed for many investments.
In the United States, you are entitled to one free credit report each year from each credit reporting agency. There are three major credit reporting agencies and they have set up a site to assist you in obtaining your free annual credit report. It is annualcreditreport.com. This is the only website where you can get your credit report for free. Any other website will charge you money.
Generally speaking, at some point the creditor is not going to spend the money to keep a deragatory on your credit report. In the case of Bankruptcy it stays on you credit report for 10 yeas. In the case of foreclosure it stays on your credit report for 7 years.
it is when you check your credit it shows you your score and tells you if it is good or bad and it is important because without it you could spend extra money on something you buy because you have a bad credit report score.
There are many ways to obtain your credit report, but many of them cost money. Some credit report websites are scams, taking your credit card information and charging you monthly fees. However, your credit report can be obtained both safely and at no cost, if you know where to look.There are three credit bureaus that issue credit reports--TransUnion, Equifax, and Experian. Each year, you are entitled to view your credit report from each of the three bureaus for free. If you want to view your score more than once per year, you will have to pay for it. To view your free credit report, you should visit AnnualCreditReport.com. This site will take you to your report at each of the three bureaus; you can then view and print your report.Additionally, if you apply for credit and your request is denied based on your credit report, you are then entitled to view that credit report for free. If you are denied credit, you should be given a written denial. On this denial, there will be an explanation of why you were denied, as well as instructions for viewing your free credit report.Aside from these two circumstances--obtaining your free annual report, or being denied credit--you will have to pay to see your credit report. You can go to AnnualCreditReport.com and pay to view your report.If you have concerns about your social security number possibly being used fraudulently, you should check your credit report frequently. You can also sign up for a credit monitoring service. This means that a company will monitor your credit report and notify you if there are any new credit applications or lines of credit. You can obtain credit monitoring services through AnnualCreditReport.com or through your credit card company, such as Discover or Capital One.Disreputable websites will claim to allow you to check your credit report for free, but require you to input credit card information. These sites will then begin to charge your credit card monthly, and the charges can be difficult to remove. Always check the fine print when you use your credit card online, and do not input your credit card information to get a free credit report.Unless you are concerned about fraudulent activity, you probably don’t need to check your credit score more than once per year. So don’t waste your money paying for credit reports or getting credit monitoring services, just remember to get your free report once per year.
AnswerWhen you are undergoing credit counseling, some of your creditors may contact the credit bureaus and put a notation on your credit card report signifying you are going through credit counseling. This notation is neutral and does not affect your credit score in any way. Once you finish the credit counseling, this notation is removed from your credit report. Answeryes it does show up. also just a pointer when you go to geta loan and a banker or a loan officer looks at it it is a very bad thing to have it on your credit report. we lokk at it and see it as you can not mannage money well so why would we want to loan you money.
You will need to contact the credit reporting agency that has posted incorrect information - the contact information will be included in the credit report sent to you, or you can contact the company via its website. However, if your credit report has weak points but the information is accurate, you will have to improve your money management habits to get the information to eventually drop off the report. Pay down debt, make payments on time, keep on top of what money is where, etc.
An instant credit report will almost always cost you money. Depending on your circumstances and how quickly you need this credit report, it may be more worthwhile to send an application to a proper credit reporting agency. There are several instant credit report companies on the Internet and they are not always certified. You may equally be able to get an instant credit report from a proper credit reporting agency. This may come by fax or e-mail. It is not a very common practice to obtain instant credit reports more than once.
It can not be erased. If it has been paid, it will come off your credit in 7 - 10 years. If you still owe money on it and they report monthly that you owe an amount, it can stay indefinitely. If you owe money, but they are not reporting it monthly to the credit agencies, it i will come off in the 7 - 10 years.
If you want to save money on your large purchases, you should strive to maintain a good credit report. Your credit report gives lenders the information they need to determine whether or not to approve your loan. When you buy a house, car or any other significant purchase, you can save several hundreds or even thousands of dollars by maintaining a good credit score. You can order your credit report online at no charge once a year. If you have been turned down for a credit application, you can also request your credit report at no charge. The name of the three credit reporting agencies are Experian, TransUnion and Equifax. There are online credit report agencies that will charge you a fee for your credit report. Make it a habit to check your credit report each year. Credit reporting agencies use your legal name, address, date of birth and social security number to identify you. Your credit report will list other names you may have if you are a female who has been married and divorced a few times. You will also find the addresses where you have lived previously. Be sure the information is factual because errors can occur. If you find an error on your credit report you should write the credit reporting agency immediately. You will find on your credit report a list of your credit accounts. The lender will report the date you opened the account, balance information and your payment history. The three credit report agencies vary slightly in their formats. Check your credit account information carefully for accuracy. Your credit report will also list companies that have inquired about your credit. Examples of these would include lenders, credit card companies and others. If you have any collection items or public record information such as bankruptcies, judgments or liens, then this information will also be included on your credit report. Take the time to order your credit report and take steps to improve your credit. Improving your credit will save you money on your large purchases. Make sure your credit report is accurate and monitor it at least once a year.
you give them money before hand and then they let you have a card with their logo on it (visa, mastercard, etc) as a credit card and they report to the credit bureau for you to establish credit
A lawyer that specializes in identity theft. It costs money to get it done, or you could wait 7 years for it to fall off your credit report.
The Massachusetts Bay Colony in 1690, they were called "Bills of Credit".