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When there is a bodily injury involved, both the Emergency Medical Service (EMS) and the police should be called immediately. The injured party should not be moved unless he/she is in imminent danger, such as if a car is on fire. Likewise, the cars should not be moved unless their position is such that another collision is likely involving other vehicles. If possible to do so, information on the people involved and their insurers should be exchanged, and the respective insurers notified.

The question involving $1000 property damage is more difficult, because it will be hard for laypersons to assess the damage. Nonetheless, law enforcement should be called and the cars moved from oncoming traffic if a hazard exists.

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Q: What do you do if you are in an accident where there is personal injury or 1000 worth of property damage?
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