When there is a bodily injury involved, both the Emergency Medical Service (EMS) and the police should be called immediately. The injured party should not be moved unless he/she is in imminent danger, such as if a car is on fire. Likewise, the cars should not be moved unless their position is such that another collision is likely involving other vehicles. If possible to do so, information on the people involved and their insurers should be exchanged, and the respective insurers notified.
The question involving $1000 property damage is more difficult, because it will be hard for laypersons to assess the damage. Nonetheless, law enforcement should be called and the cars moved from oncoming traffic if a hazard exists.
Accidents with property damage in excess of $500, or involving personal injury, must be reported.
Personal and Advertising Injury Liability covers liability for a group of specifically named offenses, which don't involve bodily injury or property damage, aren't caused by an accident, but nonetheless are liability exposures common to most organizations.
ANSWERIn most states the statue of Limitations is:1). Personal Injury- 2 years2). Property Damage- 3 years
Your responsibilities are no different than when you "Are Insured" You are liable for "All damages", Property Damage and Personal Injury, to the extent you were the cause of that damage.
If involved in an accident in the United Kingdom, you are entitled to compensation to cover the price of your vehicle and personal injury. You merely have to have photos of the damage to the vehicle and/or personal injury.
TORT
Risk defines the possibility of personal injury, or damage to vehicles or property.
A personal injury attorney provides services such as if an accident has happened while one was at someone elses property. Also for someone who was injured in a car accident, or on the job at work.
Involving personal injury: 1 year. Involving damage to property: 3 years See below link:
Maryland minimum car insurance requirements are: Bodily Injury Liability: $20,000 per person/$40,000 per accident; Property Damage Liability: $15,000; Uninsured/Underinsured Motorist Bodily Injury: $20,000 per person/$40,000 per accident; Uninsured Motorist Property Damage: $15,000; and finally Personal Injury Protection (pays your medical bills): $2,500.
if it was their fault and you were injured at the scene of the accident...your injury expenses form hospital ect, and any damage to personal [property
Do not leave the scene. Call the police immediately!! After which you would contact your insurance company. Leaving the scene of an accident is a felony in most state in the US. It is known as "Hit and run", or "leaving the scene of an accident."