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What do you do if your car was totaled in an accident and the insurance company doesn't want to give you what you have found on the internet for comparable vehicles they say they can find it cheaper?
Wiki User
∙ 18y ago
Keep in mind that the insurance company will compensate you for the actual cash value of the vehicle. This means the amount of money that it would take to replace the vehicle. Insurance companies do not use advertised prices to determine actual value. When was the last time that you actually paid "sticker" price for a vehicle?
Wiki User
∙ 18y ago
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If a car is stolen and has an accident are the vehicles hit covered by insurance?
no
If an unlicensed driver was involved in an accident in one of the vehicles on your auto insurance policy Will your insurance cover the charges?
Maybe. Did the unlicensed driver have your permission to be operating the car when the accident occurred? If so, maybe not.
Do insurance companies frown upon lending vehicles to friends?
Only if the friend gets into an "at fault" accident.
Is it an accident if vehicles do not touch?
Is there more to this question than meets the eye? Basically, if vehicles don't touch then it's difficult to see what accident has happened, but of course, if a body has been squeezed between the vehicles, thereby preventing them from touching, then yes, there has been an accident. Answer: Any Insurance company can be claimed for the damage of the vehicle and not the accident. It is up to the investigating agencies to look into the cause of the damage and ascertain if it was damage to accident in contact with what obstacle. It is not necessary that there a visual contact. Accidents/damages can occur even without a contact for insurance claims to be claimed for.
Can you tell the conversation between a cyclist and a motorist for the accident of their vehicles?
If you and your vehicle are in an accident, be sure to exchange phone numbers and addresses, as well as insurance, with the other party involved in the accident. Also, be sure that the police are notified of the accident.
What if you were in a car accident that was not your fault though you did not have insurance but the vehicle is insured?
If you are NOT at fault you have no responsibility and the vehicles insurance company that is at fault must pay all damages and costs including a rental car. If you are at fault it depends on the vehicles insurance policy if it covers alternate drivers.
Who pays the medical bills in an accident on a motorcycle for the passenger?
== == If no other vehicles were involved in this accident, the insurance company of the motorcycle driver has to cover the medical bills of the passenger who was injured.
Is insurance for commercial vehicles higher than for private vehicles?
insurance for commerical vehicles is higher because of the fact they will be driven more frequently by multiple drivers. The driving distance could vary from short to long. The probabality of being in an accident is greater, as well as lawsuits.
If someone who does not have insurance drives your car and gets in an accident is your car still insured for damage to other vehicles and yours?
yes
Do you believe that Quad Bike Insurance is necessary?
"You should always have insurance on your vehicles, regardless of what type. If you get in an accident and don't have insurance, you can be liable for any damages or injury to yourself or others. You should make sure you are protected."
Do you need to carry UIM on ALL vehicles you own?
UM/UIM policies are in case you are involved in an accident with a driver who doesn't have insurance or doesn't have enough. This policy is only in the event that the uninsured motorist is at fault for the accident. it is not necessary on all vehicles but it might be a good idea.
Do you have to add your child to your car insurance if they live at a diffent house hold but primary driver of the car?
Only if you expect your insurance to cover you if the child has an accident. You auto insurance contract states that you are responsible for listing all household members and drivers who drive your vehicles. If you do not do this then you have committed material misrepresentation and the insurance company is then not responsible for paying for the damage from the accident.
