hi if you mean that the phone stops working, you simply take it back and they will most likely replace it. If you broke the phone, I am not sure. I know about the stops working thing because my dad had to get his replaced.
If you have an old phone sitting around the house go to the store and activate it (or if gsm put the sim card in) or by a new phone from amazon
http://www.americanroaming.com/
Contact your agent and ask them if you are covered.
Right now I have a cell phone. I get a new cell phone every two years since I am under contract.
You have a duty under the insurance contract to notify the insurance company, they will either require you to give them the ring or let you keep it.
Check your contract... I did it once and I think it was around $200 (Cingular)
Its commercial insurance for equipment, like boilers, production machines, etc... usually it covers whats under Pressure, or that uses or transmits mechanical or electrical energy. It it breaks, not wear down but breaks, then the insurance covers the repairs, cheapest means.
No. The insurance must be in the name of the owner of the vehicle. An insurance policy is a legally binding contract and if one party does not own the vehicle then the policy and thus the contract is void. The insurance company cannot pay a claim on a vehicle if the owner is not party to the contract. They also cannot legally pay the owner because they are not an insured person under the contract.
One can make an application for phone insurance under Sprint's Total Equipment Protection scheme on their website. Other companies such as Protect Your Bubble and Phone Claim do also offer insurance for Sprint phones.
not "unlawful" but they have no right under the terms and conditions of the contract (policy).
That would rather much depend on the contract, the job, and whether the enemy is still shooting at you. It was not at all uncommon to have to run my squad without breaks for days at a time without breaks...now what were you griping about, again? You're getting paid, aren't you?
Not on their own ! Legally (at least in the UK) you cannot sign a contract for anything under the age of 16. Anyone under 16 would need an adult to sign the contract (and thus the adult would be responsible for the bill !)
The third party is the injured party to whom any compensation is paid