Technically speaking, the wife cannot open a bank account in your name without your signature. Either she needs your signature or she needs a power of attorney from you which gives her the legal right to act on her behalf. If she opened the account after a legal power of attorney, you cannot do anything. If she opened an account without that, then you can try to talk to your wife and try to settle things amicably. Else, you can register a formal complaint with both the bank and the police about forgery.
No
A friend of mine faced this before. he closed the joint bank account and opened one in his name only. canceled the credit cards and placed an AD in the classifieds that he was responsible for his debts only.The wife can get credit on her own and if she fails to pay the bill the husband can still be held responsible for the debt. Good Luck.
Generally they can't garnish your account for a debt in your husbands name only unless he also uses your account - as in a joint account or his pay is deposited in the account.
Yes and No. If the wife has a legal power of attorney signed over by you, which gives her the right to act on your behalf, then yes, she can open an account in the husbands name without him being present. If there is no power of attorney available, then No, the wife cannot open the account in the husbands name without him being present. Doing so would be illegal and considered forgery.
If the bank account is, in fact, under both, the husbands and wife's name, than either can deposit a check into the account. If the check is written out to both names and the account is only in one name then both individuals would have to be present with ID in order to deposit the check.
No
My uncle opened a savings account for my son over 25-years ago. Used my wife's social number and provided an account number. We went over records following the death of my uncle and tried to contact the bank, comtroller's office just to locate the account and balance.
Type your answer here... yes
Only if the obligor's name is on the account.
A friend of mine faced this before. he closed the joint bank account and opened one in his name only. canceled the credit cards and placed an AD in the classifieds that he was responsible for his debts only.The wife can get credit on her own and if she fails to pay the bill the husband can still be held responsible for the debt. Good Luck.
Generally they can't garnish your account for a debt in your husbands name only unless he also uses your account - as in a joint account or his pay is deposited in the account.
Dear Sir, Both my wife and I opened an account in Midland Bank PLC in Haymarket, Lodon SW1 long time ago i.e. more than 20 years, we wonder whether such account can still be used ? Thanks C P Kwok
If your wife has access to the online account, there is no way to hide the bank statement.
Yes, the Muslim wife could have her own personal bank account that is completely independent of the husband's account. Apart from any country specific traditions and practices, Islam religion allows the wife to have her own business, properties, and bank accounts.
If she was not on the account the bank should not have done any of this in the first place. You should check with your bank and as well as speak with a lawyer to see where you go from here. See the Bank Manager about them getting the money back from her and sue the bank! She had no right to change anything about the account if her name was not on it.
The bank accounts become a part of the estate.
Yes and No. If the wife has a legal power of attorney signed over by you, which gives her the right to act on your behalf, then yes, she can open an account in the husbands name without him being present. If there is no power of attorney available, then No, the wife cannot open the account in the husbands name without him being present. Doing so would be illegal and considered forgery.