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What do you do when the insurance does not want to fix the damage to your car?
Wiki User
∙ 11y ago
You can appeal the decision through the companies legal department, get a lawyer or if they won't pay, they probably have a good reason . If you accident was due to a violation of the law(like drunk driving) quite often an insurance company will not pay.
Wiki User
∙ 11y ago
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What part of your insurance covers someone running into a fence?
The person's collision insurance should cover the damage to their car, and their liability insurance should cover the damage to the fence and property. If they have no collision insurance, they will have to fix their car on their own.
Does your insurance cover damage to neighbors car by shingles?
Your car insurance does not cover damage to another persons car that was caused by your home via weather or unforeseen circumstances. Their own insurance should cover the damage dealt to their car, assuming they have more than just liability coverage. If not, then it is their problem to fix their car.
Does your auto insurance cover damage to neighbors car by shingles?
Your car insurance does not cover damage to another persons car that was caused by your home via weather or unforeseen circumstances. Their own insurance should cover the damage dealt to their car, assuming they have more than just liability coverage. If not, then it is their problem to fix their car.
Will your car insurance fix your car if its your fault?
If you have collision insurance.
In what circumstances does your auto insurance cover you and the car if you are driving a friends car?
Car insurance follows the car. If you are using the friend's car temporarily, with permission, as a substitute for your own insured car, your insurance should cover you if the friend's insurance does not. What if my friend (who has the car) does not have insurance and I want to pay for my faults and fix it - will he be arrested?
Finish the work myself and collect insurance claim?
Yes, many insurance companies have you take the car to their office for review and they issue a check. It is up to you to fix the damage.
Can reposession company file a claim with your car insurance company to fix preexisting damage?
If your lien holder repo's your vehicle, they can file a claim against your insurance for damage to the vehicle. The repo company itself would have no claim, because it's not their vehicle.
If you have made a car insurance claim and you were granted a settlement due to your vehicle having incurred damage from another insured driver and you sell your car are you still entitled to it?
I wouldn't think so. If the car was totaled, then the insurance company gives you the money and tows the car. Basically, they purchased it. If you were given money to fix the car, and the the car they give you the money to fix is no longer around, then why would you get money to fix a car that's not yours anymore? Medical should still be covered though.
If you have full coverage auto insurance and you damage another vehicle and not yours do you have to pay a deductible?
It is the liability portion of your auto policy that pays for the damage to another vehicle that you hit. There is no deductible to fix the other car.
Does the car that's insured pay for the car that is not insured?
In this state, the person who caused the accident is at fault. If the person at fault has insurance then his insurance should fix the other car. Otherwise, in this state, the person at fault owes the money himself to fix the other car. The insurance company will not pay one cent to fix the other car.
Instead of cosmetic repair to my older car I would like to save money toward another car. IC told me to take car to collision shop to repair. How do I collect money direct?
You can request that the insurance company send the check directly to you and not to the collision or body shop. You will have to take the car to their authorized collision center for them to determine the damages and costs to repair. But you have the right to fix the car at any repair shop, or to not fix at all. The insurance company cannot force you to fix the damage. Once you get the estimate from the collision shop submit it to the insurance company and request that they send payment directly to you. You can tell them you are looking for your own repair shop or want to fix later or may not fix at all. But you have a right to that claim check regardless. The check will probably be the estimate minus your deductible. Also, the insurance company will not pay more if you do take to another shop and they want more money to fix. I had a dent and paint scratch and had the check mailed to me, and also did this with an accident claim when someone hit me. It is legal, and it is your right. I live in PA, the only thing you might want to check is state laws on this, find out if there are any laws or regulations of your state that disallow this, but I doubt it. Also, just remember that the value of the car will be reduced by not fixing the damage. Just ask your insurance company to send you the check. Hope this helps!
If a child has a permit and has had twelve hours with a licensed instructor and now drives with a parent and hits a tree does one have to report it to one's insurance company?
You only have to report if another car is involved and if the damage is over $5000. If you want to pay for the fix yourself, you can.
