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What do you do when you are not at fault in an accident but you are both uninsured and you have major damage and injuries and didn't report the accident to police for fear of being suspended for noninsurance?
Wiki User
∙ 19y ago
If none of you were seriously injured, and most of the catastrophe resulted in property damages the best thing to do at this point would be to KEEP IT QUIET. Settle it however you wish among yourselves. Believe me, depending on how much time has elapsed you both may be looking at hefty fines, jail time, indefinite license suspension, plus it will be next to impossible for either of you to ever get insurance for the next 7-10 years. Reporting at this point will do nothing except cause you even more trouble than the accident itself. Good luck
Wiki User
∙ 19y ago
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An insured driver is unknowingly driving an uninsured car and has an accident The owner of the uninsured car is injured Who pays for the uninsured owners injuries?
this is tricky, dependant on the state laws...you are driving an uninsured vehicle, you have insurance on another vehicle of your own, you get into an accident that is your fault...the owner of the vehicle is a passenger in the car and is injured...your policy should step in and cover this uninsured vehicle (assuming you have collision coverage on your policy) you chose to drive, (doesn't matter you didn't know it was uninsured) and if your neglience resulted in this passengers injuries your policy will likely pay for their injury subject to any exclusion in the policy.....sorry.....
What happens when one of the involved parties does not have auto insurance at time of the accident?
Assuming in this instance the uninsured driver is the one at fault, he or she is still liable for any property damage & personal injuries that may have resulted from the accident. The injured party will make a claim against his or her uninsured motorist policy. But that insurance company can, and often will, sue the uninsured driver.
What is the statute of limitations for uninsured motorist bodily injury in New Jersey?
In New Jersey, the statute of limitations for uninsured motorist bodily injury claims is generally two years. This means that you have two years from the date of the accident to file a lawsuit against the uninsured driver for any bodily injuries you sustained.
What is an uninsured motorist endorsement?
An uninsured motorist endorsement is an added insurance policy for motorists. It covers injuries that have resulted from a collision by an uninsured driver.
How much are you responsible to pay if you are uninsured and an accident is your fault?
all of the damages/injuries you caused along with (probably) many fines and penalitys possible loss of your license and plates.....sorry.....
An insured driver is unknowingly driving an uninsured car and has an accident. The owner of the uninsured car is injured. Who pays for the damages and injuries?
You can check with your own insurance and it will most likely cover your medical costs but I doubt they will pay for the damage to the vehicle. If you wish to get payment from the uninsured auto owner you will have to sue them in civil court. Good luck
What happens if you hit an an uninsured motorists and you only have liability?
If the accident is your fault, your liability coverage will pay for the other person's damages. You will be out of luck as no coverage will be afforded for the damages to your vehicle or any injuries to you or your passengers.
Question If you are involved in and auto accident in Florida and the other driver is at fault but has no auto insurance and you are injured can you sue your insurance company for injuries?
No, you cannot sue your insurance company for injuries....actuallly, I take that back. You can sue anybody for anything...but in this case, you would not win. Your policy should have a coverage called Uninsured Motorist Coverage. Typically, this would cover the injured parties in your vehicle if the accident was caused by an uninsured driver. This would cover your injuries in such an incident. Unfortunately, this coverage is not discussed by most insurance agents and is included as an afterthought. Be sure to check your policy and see if this is there. You should never have a lower Uninsured Motorist coverage than your Bodily Injury amount.
What will happen if you have a car accident and you are uninsured and at fault?
you will be held responsible/liable and have to pay for any and all damages, vehicle/injuries etc....also will likely lose your license/plates and have many many fines...
What is the leading cause of accident injuries?
There are many reasons for accident injuries. The main reason and leading cause for accident injuries would be because of car crashes and drinking and smoking problems.
You have collision insurance is uninsured motorist insurance necessary?
Collision insurance will cover the damages to your vehicle- no matter who is at fault. Uninsured coverage is used if the other vehicle is at fault for the accident and you and/or anyone in your car is injured. This coverage will typically pay for related medical bills, loss wages, and general damages (i.e pain and suffering). Liability = Other vehicle damage Injuries to driver/passenger in other vehicle Injuries to passengers in your vehicle if you are at fault Collision/Comprehensive = Cover damages to your car Uninsured/Under-insured = Injuries to you or your passengers when another vehicle is at fault and does not have insurance or has minimum coverage
What if an uninsured driver has an accident with your insured car?
i was rear ended frm behind by another car, the car had insurance but the person driving was not listed as a driver, can i still get paid for mu car damages n body injuries
