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What do you when you are passenger in an accident that is injured and you are covered under the uninsured motorist however they say the limit has been met and surgery is most likely the outcome?

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Wiki User
August 10, 2007 11:48AM

once the limit is met there is in effect no more money to be paid on that policy period......some states allow 'stacking'' meaning if the limit is reached on the insurance policy that covers the car...you can then 'stack' the coverage you have on your vehicle (uninvolved car), if you have one....or many other vehicles.....if you are a minor check your parents policys...