Your creditor added a negative entry (a charge-off) to your credit report and will continue to attempt to collect on the debt.
Who payed the car off?Was the car repoed?
no
yes
If you have a clear title, then you can sell it. I don't know why a finance company would charge the car off and give you the title, but if through some miracle that did happen, then you could sell it.
The lien holder owns the vehicle and can legally hold the title until the loan agreement is settled or paid in full.
yes as long as the key is off
You can keep 1 car and your primary residence.
Yes. The term "charge off" does not mean the debt is not valid and subject to collection procedures, including the possibility of a lawsuit.
When a car horn goes off while the car is switched off, it means the horn has a bad ground.
No, the alternator is used to charge the battery apperently.
yes u can my mom has before
I believe you mean a charge off? If this is what you mean, it will stay on your report for seven years. But, if you are interested in understanding what to do once a charge off has taken place, and it is sold to a collection agency