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A named non-owner policy provides liability and Uninsured/Underinsured motorist coverage for those that do not own a personal vehicle of their own. Say your company provides you with a company car to use for your job. If you were to borrow a firends car or rent a car while traveling, you have no personal liability coverage of your own. A named non-owner policy solves this problem A non owner policy is a smart move. First of all,,,say later on ( a year or two) you become a vehicle owner, insurance companies use prior insurance to determine discounts. It will cover your (libility) in another vehicle that you have been given permisive use of also.

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โˆ™ 2009-03-11 00:01:51
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Q: What does a named non-owner policy cover?
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If they are not on your policy then they are not covered.

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Fire, wind, and theft are a few of what I believe is to be 26 of the named perils on a home insurance policy.

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No, Your homeowners insurance policy is specific to the property and liabilities of the named insured(s)

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Nope, a homeowners policy does not cover the home owner.

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Not sure if this is what you meant to ask but the "open perils" insurance policy covers every peril or type of damage except for what is listed in the "exclusions" section of the policy. Most perils are "named peril" policies which only cover the perils that are listed in the policy.

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