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John Perry Insurance
Answered 2021-01-27 03:32:22

Boat insurance coverage depends on your state, your insurance company and the coverage options you choose. Standard and available options typically include:

Physical damage: Collisions with another boat or submerged object.

Liability: Bodily injury or damage to the property of others.

Personal property: Including, but not limited to, clothing, stereos, security systems and cameras.

Towing and assistance: Transportation of your boat to a repair facility when itโ€™s inoperable, gas delivery and roadside.

To get the most complete protection for your individual needs, discuss available coverage options with your insurance representative.

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Wiki User
Answered 2012-07-17 03:28:20

Boat Insurance can cover:

  • The agreed value of your boat,
  • The motor and hull
  • Personal Property (cellphones, TVs, etc)
  • Protection against uninsured boaters
  • Tow Coverage
  • Wreck removal/salvage
  • The Trailer
  • Personal Injury (yourself and those on board)
  • General Liability
  • Weather Damage
  • Spill Coverage
  • communication devices
  • docking fenders

Be sure to talk to a boat insurance specialist to figure out exactly what you need.

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