In general, "presumption arises" means "if you do X, then people will think it's because Y". It would help to have this in context, but I suspect it's saying something like "If you had a lot of money in your back account two months ago, and now suddenly you don't, your creditors will assume (probably correctly) that you're trying to hide your assets."
Same as need arises.
Risking presumption, I think you mean the Gordian Knot, which was a seemingly unsolvable problem, solved by a bold stroke.
Risking presumption, I think you mean the Gordian Knot, which was a seemingly unsolvable problem, solved by a bold stroke.
Assuming you mean a payment plan for a debt that a creditor got a judgment for in civil court, and you are asking if you can file Chapter 7 (and qualify to do so), yes, you can, and the repayment agreement then is subject to the bankruptcy court automatic stay.
My presumption is tetanus, or lockjaw. Assuming by disorder you mean disease.
From my understanding after filing Chapter 7, our house was not reaffirmed, but the mortgage company clearly states that as long as the payments are kept up they will not take action against the house and if they do, their interest is solely in the house, not contents.
Do you mean "conjecture"? This term refers to an opinion or theory formed without much evidence.
Only if it's your dentist or someone working in the dental office who is qualified, that is doing the 'filing'. If by 'filing' you mean 'adjusting your bite', you should be okay.
The preface or if you mean an actual chapter- Engaged
The bankruptcy is not discharged. Your debt obligation is discharged. The discharge notice usually is mailed to you about 6 weeks after the 341 meeting. The filing of bankruptcy will stay on your credit report for 10 years from the date of filing.
it depends on your state exemptions and what you mean by savings... for example, some states provide for 150$ of a bank account to be exempt, meaning everything else will become part of the bankruptcy estate to repay creditors.
Yes although that will be a factor for consideration when the court looks at your bankruptcy application. And keep in mind that filing for chapter 7 as an individual will only help with your individual, not collective debts. By that I mean you will still be responsible for those joint debts you have with your spouse.