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What does the surviving spouse do about the deceased spouse's credit card debt in Florida?
Wiki User
∙ 16y ago
California is a community property state, the debts of the deceased should be included in the probate procedure. Usually in California the surviving spouse is responsible for all debts incurred during the marriage even though he or she was not the named account holder.
Wiki User
∙ 16y ago
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Would a credit card company reissue a card to a surviving spouse with a low income?
No, a creditor would not issue a card or extend credit on the account of a deceased spouse. The creditor might be willing to issue a card to the surviving spouse based on his or her own financial situation.
Does FLORIDA require the heir of a Florida resident's will to pay off the deceased resident's credit card and bank loans?
Because of the high impact in popularity
Does Wisconsin garnish a spouses wages to satisfy a credit card debt?
No, Wisconsin will not garnish a spouses wages to satisfy a credit card debt. Credit cards do not generally seek garnishments unless the amount is very large.
Who is responsible for your deceased spouse's credit card debt in Texas?
Texas is a community property state and the issue of marital debt is complexed as it is not considered a "true" CP state due to the way in which marital debt responsibility is assigned. In most cases the surviving spouse can be held responsible for the credit card debts of the deceased spouse if the surviving spouse the account even though he or she was not named as an account holder. The best choice is always to discuss such matters with an attorney qualified in the state's probate law.
Can a spouse continue to use a credit card of deceased husband?
No. She must get a credit card in her own name since the guarantor on the account is deceased.
In the state of Florida who has to pay a deceased credit card bill?
In most cases the surviving spouse or the legal heir (Son, Daughter etc)
What do you do with a dead spouses credit card debit?
If the surviving spouse did not sign the credit card agreement then they are not responsible for it. However, the creditors could still come after the deceased spouse's estate (i.e. life insurance) for the balance of credit. You probably want to ask an estate attorney that question.
Is a surviving spouse and sole beneficiary responsible in Manitoba for the Credit card debt of the deceased?
Unless both spouses signed the credit card agreement, the answer is no. The debt can only be charged against the property of the deceased, but must be fully paid (or paid as much as it can be in the case of an insolvent estate) before anything can be paid to the spouse.
Will the surviving spouse's credit rating be affected by the repossession of the deceased spouse's car?
AnswerIf the surviving spouse was not a joint borrower on the vehicle loan the repossession affect/appear on their credit report.
In Florida what are the surviving spouses responsibilities for a deceased spouses credit card and medical bills?
The estate is responsible for any bills. But the assumption is that the wife inherits the husband's assets. One way or another, the spouse ends up paying the debt. The spouse has some right in all real property owned by the husband. If the assets are not enough to cover the debt, the real property may have a lien placed against it to cover those debts.
In Florida what should the surviving spouse do about the credit card debt of a deceased spouse that was sent to collections if there was no estate?
If the account was joint then the surviving spouse is responsible for the debt. If the account was held solely by the deceased spouse the surviving spouse is NOT responsible for the debt and is not legally obligated to repay such nor to correspond with the creditor or collector. If the surviving spouse so chooses he or she may inform the collector that the account holder is deceased and also inform the collector that they should "cease and desist" all contact with the family. Florida is not a community property state. Marital property is generally treated as Tenancy By The Entirety, which makes it immune to creditor action if only one spouse is the debtor.
Can a surviving spouse use her deceased husbands credit card?
Only if she is also on the account. If not, then absolutely not. You can get yourself in a heap of trouble by using the credit card of a deceased person. You must notify the credit card company of the death and close that account.
Is a surviving spouse in New York responsible for repayment of credit card debt only in name of deceased spouse?
yes.
In Alabama is a surviving spouse responsible for the credit card debt of their deceased spouse?
Alabama is not a community property state, the surviving spouse is not responsible for creditor debt unless he or she was a joint account holder.
Is the surviving spouse responsible for the credit card account held solely by the deceased spouse's in Washington State?
Washington State is a community property state, in most instances a surviving spouse is responsible for the deceased spouse's debts depending upon the nature of the debt and how the deceased's estate is handled under state probate laws.
Would a credit card company reissue a card to a surviving spouse with a low income?
No, a creditor would not issue a card or extend credit on the account of a deceased spouse. The creditor might be willing to issue a card to the surviving spouse based on his or her own financial situation.
In the state of NY if the surviving spouse is part of the deed who pays deceased credit card bills?
Unless one or more of the mentioned credit accounts included specification of a tangible property (eg. what you referred to by the term "deed") -- which is almost unheard-of -- then the "credit card" accounts are UNSECURED DEBT. The fact that your deceased spouse was a joint owner with you of a property has nothing to do with your spouses outstanding unsecured debt (ie. credit card accounts in the spouses name only).by the way ....1) find the procedure in your state where y'all had that property deed recorded to get the deceased joint owner off the record -- do so for general principles, avoiding future complications2) in some states, unsecured credit contracts become null and void when the named debtor dies -- assuming there was only 1 named debtor on the contract (if the credit account is joint, then the other named debtor(s) is responsible for that debt)
