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The property damage coverage is a part of the liability coverage and provides for the repair, replacement, or payment of the actual cash value of another party's vehicle if you hit the vehicle and the accident is your fault. There is a maximum amount available per accident listed in the declarations page of your insurance policy.
Wiki User
∙ 12y ago
Wiki User
∙ 9y agoThere is another interpretation of property damage coverage, which is sometimes called "collision coverage". This pays for the repair or replacement of your own car in the event of a collision. It is usually subject to a deductible (an out of pocket portion that you pay), and is not required by State Financial Responsibility Laws. However, if there is a lienholder on the vehicle, it may require that collision coverage be maintained to value of the collateral by ensuring that there are funds available to repair the vehicle.
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What does property damage liability car insurance cover in an accident?
Property damage liability car insurance will cover the individuals car and property that you hit. It will not cover anything to do with your vehicle if the accident is your fault.
What does PLPD car insurance cover you for?
PLPD is public liability and property damage. Property damage provides insurance cover against damage caused by you to the other person's vehicle or building, etc. Public liability insurance covers the occupants of both your and the other vehicle usually to a maximum of $250,000. Note that PL&PD does not cover your vehicle nor you as the driver.
Does homeowners insurance cover a vehicle if it got hailed on while on the property?
No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.
Does insurance cover in a dwi wreck?
It does cover your liability for property damage and medical expenses if you were at fault. If you have collision insurance, your vehicle will also be covered.
What are the rules or guidelines of PLPD insurance?
PlPD = public liability, property damage, meaning your policy will cover medical and some property damage to a vehicle or property you may have an infraction with
Will liability insurance cover damage to a person's vehicle caused by someone else?
NO, liability covers damage you do to someone else's property. Comprehensive insurance covers damage to your vehicle by someone else. If you have no comprehensive, then you will need to look to their insurance for recovery of damages.
Does homeowners insurance cover auto damage to non-owners vehicle your property by someone hitting a pole?
Of course NOT. Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.
If a car hits a pole on your property does your homeowners insurance cover the vehicle damage?
No, That's what Auto Insurance s for. Now if your home fell on the car it might cover it.
Will insurance cover damage to a vehicle that was backed into a pole?
As long as you have collision yes insurance will cover the damage that was done.
Does homeowners insurance cover your child damaging the neighbors vehicle?
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
What happens if you wreck a car that you dont insure?
If the vehicle has insurance it will cover damage to the other vehicle but not the one you are driving. Now if you have insurance on another vehicle your insurance will cover the damage to the vehicle that you where driving even though it is not on your policy.
Does homeowners insurance cover damage to vehicle at home?
No. The homeowners policy specifically excludes damage to any self propelled vehicle with the exception of a vehicle used exclusively for maintenance of the property like a lawn mower.
