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Wedding insurance can cover you for unexpected financial losses related to your wedding. It can include things like:
- Cancellation or rearrangement as a result of injury, serious illness or even death.
- Lost deposits following supplier bankruptcy.
- Damage to wedding attire.
- Loss of wedding Photography.
- Public liability claims.
Key exclusions include things you were already aware of before taking out the policy ("known risks") and cold feet - one of you simply changing your mind.
Wiki User
∙ 12y ago
Wiki User
∙ 9y agoPeople often spend thousands of dollars on their weddings. Wedding insurance only costs a few hundred dollars and helps cover losses or last-minute expenses from circumstances beyond the couple's control, such as problems with the site or with vendors, bad weather, sudden sickness, injury, or military call-up. One of the most common problems that is covered by wedding insurance is lost or damaged formalwear, for example, if the bridal store files for bankruptcy before the bride is able to get her dress. Wedding insurance does not cover losses from the bride or groom suddenly changing their mind about getting married. There is usually a deductible and a specified maximum amount that can be claimed for certain situations.
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Is wedding insurance a must have?
No, wedding insure is not a must-have. An average wedding costs is about $24,000. If the bride and groom know that they are going to pay more than $50,000 for their wedding then wedding insurance is a must. Also if a wedding couple is spending more money then they readily have, wedding insurance would a smart choice.
what is wedding insurance for?
Wedding insurance is used to insure any type of damage that is caused during a wedding ceremony or the wedding parties. Big celebrations like wedding is known to have alcoholic drinks, which may cloud a person or many people's judgment at the moment, and cause unintentional damage during the wedding.
What Will Wedding Insurance Cover?
When you think about all the things that are involved in a wedding it only makes sense to insure yourself. Wedding insurance can cover several things. It's important to make sure your wedding insurance covers your guests getting sick or if the caterer fails to show up. Wedding insurance does not cover a change of heart by either the bride or the groom. While it covers the wedding bands it does not cover the engagement ring. Make sure you are getting the right coverage for your needs when you are considering wedding insurance. Ask questions about what the insurance does and does not cover.
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