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Q: What employers must offer health insurance?
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Do all employers have to offer employers liability insurance in HI?

All Hawaiian employers must offer employers liability insurance to their employees. Under no circumstances are they (employers) not to offer insurance.


What if employer offer one employee insurance and not all?

Under the new health care act, all employers are required to offer health insurance to their full time employees. If the employees are not full time and do not qualify to be covered under their employer's policy, they must seek another form of insurance.


Does your employer have to provide you health insurance?

Employers only have to provide health insurance if they meet certain legal requirements. A business must have a certain number of full-time employees for it to be required to provide insurance for health coverage.


If an employer offers health insurance to one employee must they offer to all?

yes


Is there a law that an employer must pay for health insurance for a lay-ed off employee for 9 months?

No federal law requires employers to offer anyone med insurance - current OR former employees. Certainly no law requires the employer to pay the premium.


Can employers pick and choose who to give health insurance?

Businesses with less than 50 employees are not obligated to provide health insurance; so in this instance, employers can pick and choose if they wish. Businesses with more than 50 employees are obligated to provide insurance. If they do not, a penalty must be paid for every employee in the company.


Is it a law that employers must cover your health insurance if you are a full time employee?

No, Not at the moment. Although the New Health care reform bill may require it soon.


Why is health insurance important when considering a job offer?

Health insurance is an important topic to discuss when considering a job offer because a person does not want to be without health insurance if something were to happen medically. There is a new law that states an individual must have health insurance or face tax penalties when filing income tax. Insurance costs will be less if purchased as a group, like employees in a factory. If the company is too small to offer its own health insurance program, the individual will have to spend more to gain insurance.


Does an llc have to offer employee benefits?

Businesses that employ 50 or more people must offer health insurance or pay tax penalty


How would one set up a HSA account?

One would set up an HSA (Health Savings Account) by either creating an account through a financial institution or bank. Employers may offer Health Savings Accounts as well. To qualify, you must be under the age of 65 and have a high-deductible health insurance plan.


What companies offer international travel health insurance?

Most insurance companies offer international travel health insurance. One can also find online sites where one can get a quote or purchase international travel health insurance. Some sites where one can find this type of insurance are eHealthInsurance, and the "medixassist" websites. There are dedicated Travel insurance companies such as Travel Guard that usually offer much better coverage and premiums so its wise to use a dedicated Travel Insurer for anything you do insurance wise, take a look at what a good insurance company offers http://vacationsecure.com


Where can small business health insurance plans be found?

There are a variety of online sites that post a wealth of information about health insurance for small businesses. The online companies eHealth Insurance and Aflac Group Insurance, for example, both provide this service.