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COBRA health insurance is for people who have health insurance under their job and then suddenly lose their job due to voluntary or involuntary circumstances. It requires you to pay more in premiums. Check out http://www.dol.gov/dol/topic/health-plans/cobra.htm

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10y ago

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What is Cobra Health Insurance?

COBRA health insurance provides former employees of the company with health coverage. More information on Cobra Health Insurance can be found at the cobra government webpage.


What does cobra insurance coveage cover?

Cobra insurance coverage covers health and medical needs. They are a health insurance place. They don't cover really anything but medical and health things.


What does cobra health insurance have to offer?

Cobra Health Insurance is relatively cheap compared to that of other insurance companies. However, cobra insurance expires after only eighteen months therefore forcing their customers to find someone else.


When would you be able to get Cobra health insurance coverage?

The Cobra health insurance temporarily extends the coverage by your sponsor or employer. This implies that you can get it after a loss of a job or loss of benefits.


Is cobra coverage the same as my insurance plan?

Cobra coverage is not the same as your insurance plan. Cobra is a temporary continuation of your employer-sponsored health insurance after you leave your job, while your insurance plan is the coverage you have while employed.


Where can I find out more info on cobra insurance?

The best place to find information on Cobra insurance is at their online site at www.cobrainsurance.com. Cobra insurance offers up to 65% off the price of a regular health plan.


What type of coverage does Cobra Insurance offer?

Cobra is the health insurance taken by an individual to replace his employer subsidized health insurance while shifting between two jobs, in order to maintain his status of continuous coverage.


Is dental insurance covered under COBRA?

Dental insurance is not typically covered under COBRA. COBRA generally only applies to health insurance plans provided by employers with 20 or more employees. Dental insurance is considered a separate benefit and may not be included in COBRA coverage.


How does Cobra work if I get a new job?

If you get a new job, you may be eligible to continue your health insurance coverage through COBRA. COBRA allows you to keep the same health insurance plan you had at your previous job, but you will have to pay the full premium yourself.


How can I maintain coverage with Cobra health insurance while transitioning between jobs?

To maintain coverage with Cobra health insurance while transitioning between jobs, you can continue paying the premiums directly to the insurance provider. This will ensure that you have continuous health insurance coverage during the job transition period.


Can I elect COBRA for dental coverage only?

No, COBRA only applies to health insurance coverage, not dental coverage.


How long can I maintain Cobra Insurance after I lose my job?

You can maintain Cobra Insurance for about 18 months. The stimulus package that passed last year also enables greatly reduced fees for continuing health insurance coverage under COBRA.