You can maintain Cobra Insurance for about 18 months. The stimulus package that passed last year also enables greatly reduced fees for continuing health insurance coverage under COBRA.
COBRA
When you lose your job, you contact the company where you worked and ask for Cobra information. If you had health insurance with them, they have that information. If they will not give it to you, contact the United States Department of Labor. You can only get Cobra through the company that your last employer uses. That is it.
If you want to know what the purpose of COBRA medical insurance is, it is to protect certain former employees and their needs when thy lose coverage under a group health plan. This is a very useful thing to have.
COBRA health insurance is for people who have health insurance under their job and then suddenly lose their job due to voluntary or involuntary circumstances. It requires you to pay more in premiums. Check out http://www.dol.gov/dol/topic/health-plans/cobra.htm
If you are covered by your employer and you leave your job or lose your job, your employer must offer you COBRA, which is a continuation of your medical benefits. Normally, you can stay on a COBRA plan for up to 36 months. Once you are no longer employed by your company, the medical benefits contributions will no longer apply, meaning you will have to pay the full cost of medical insurance yourself to the medical plan. The cost per month can vary, but will be clearly listed on your COBRA letter which outlines this service. You will receive your COBRA letter shortly after your last day of employment. If your employer has fewer then 20 employees, the US Labor Department will not enforce COBRA. If your employer does nothing, you are out of luck.
Temporary health insurance coverage can be needed for a few different reasons. One of the most common reasons is losing a job. When you lose a job you can always apply for COBRA coverage.
It allowed people to maintain health insurance after they change or lose a job. It also created a standard for healthcare in the United States. It improved the system of healthcare, allowing more people to have better insurance.
No. You will get a payment from the insurance policy if either * You are killed due to an accident or health issues or * You meet with an accident and are permanently disabled As long as you are healthy and alive, you will not get your insurance payout.
This will depend on how long you have been with that insurance company. If you have not been with them very long then your rates may increase. If you have been with them a long time your rates might not increase but you may lose a loss-free discount. If you lose the discount your premium will go up but your rates will remain the same.
Yes. but you will have to fill out an application and be subjected to underwriting guidelines. You are probably also eligible for COBRA or HIPAA if you can't get an Individual Plan.
This is really a legal question for your divorce lawyer to answer. It depends on the actual wording of the divorce papers and how your lawyer structured the medical insurance coverage portion of the divorce. Cobra is simply a (very expensive) continuation of an employer group plan when you lose your job that provides medical coverage until you get a new job or you get an individual health plan outside of an employer.
As long as you wash and dry your leggings after each wear, they will maintain their same shape.