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This depends upon where you live and what building and utilities laws apply.

In many jurisdictions, a septic system may not be permitted at all, in which case, the homeowner may not only be liable for a fine, but may also be forced to remove the system, clean it up (not a very appealing thought), and install a proper sewer line.

Proceed carefully. Call your municipal or county building inspections department before you commit to installing a septic system.

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Q: What fines will be filed if homeowner installs own septic system?
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What will happen if someone sues your homeowner insurance Will this affect you in the end?

No suit should be filed against your homeowners insurance but any liability suit would be filed against the homeowner themselves. At that point you would turn it over to your insurance company and they would take care of everything. The person suing would have to prove you were negligent for something causing damage to them.


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Every state has different statute of limitations on crimes such as filing a fraudulent claim. Contact an attorney or check out your state's statutes to determine the SOL.


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Does it count as a foreclosure if you already filed bankruptcy?

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