Explain to them that you shared the financed "account," and you should receive the money because they car was also your car. Though, sorry to hear about your fiance :(
Vehicles are insured not drivers. If you are qualified and authorized to operate an auto the insurance on it will pay for it and any damage done by it.
Whether the car is insured is not important, the point is who was at fault in causing the accident, it could be the person whose car is insured that is at fault.
If you have insurance yourself you are insured to drive someones car. If you have an accident your insurance will cover it.
If your 19 year old son gets into an accident but is not insured, typically he is the one responsible for the accident, as he is considered an adult. Depending on the circumstances, the owner of the car may also be considered liable for any costs resulting from the accident. The details of the law varies from place to place.
If you are not an insured under the definitions and terms of the owners insurance policy then you "can" be ticketed. Whether you will be ticketed depends on whether the attending officer checks his computer to see if you are in fact an insured driver or not.
As long as your teenager was properly insured and he was not involved in the commission of a crime at the time of the accident, nothing should happen to your teenagers driver license.
Depends on your insurance company.
It's not the owner of the vehicle's fault because if that person got in an accident there is nothing the owner could do. If this happened to you, the person borrowing should pay the bill.
the person that is found responsible ( at fault ) for the accident
Depends on the state laws. Typically driver insurance coverage is extended to any driver of the vehicle insured. Insurance covers the vehicle and any legally licensed driver with permission to operate the vehicle.
Yes.. but make sure you have good documentation with dates on the accident reports.
You can't unless they tell you who they are insured with. Who a person is insured with or even if they have insurance is a private matter between the insured and the insurance company. Now, if there is an accident and the police come to the scene they will collect that information and put it in the accident report. This is why it is crucial to always call the police to the scene of the accident no matter how much the other person begs to give them a break. Always, always!!! call the police to the scene of an accident. The exception is if the accident is on private property.