First of all driving without a proper car insurance is illegal act and it should not be practiced any where whether you are in Illinois or any other part of the world. In that case police might take you under custody for driving illegally.
So I would not suggest any further advice on this as the case becomes void as soon as it enter the court.
But you can visit my website Law Office Of Scott D. DeSalvo LLC Illinois for any other enquires. I will be happily obliged to help you.
you get fined
Illinois, like any other state in the Unites States, does of course offer collision car insurance, since this is a very typical accident that happens daily.
As long as she has the correct insurance that allows the car to lent to a friend then it should cover you.
Pip is a package that you can purchase with your existing car insurance that will cover the cost in case you get into a accident. It covers medical, hospital and funeral costs for you and/or the other person involved in the accident.
I hope you had insurance for this. The uninsured motorist will probably be broke
He or she will get arrested and put in jail.
going to be paying the state lots of me and the owner of the other car
You pay for all damages if you were at fault, and get a citation and fine for not having insurance.
Most major insurance companies offer car insurance in Illinois, including State Farm and Allstate. Illinois Car Insurance Center also offers car insurance to Illinois residents.
they still will not give you money for the car accident and because of the accident they will most likely charge you a higher fee for being considered an unsafe driver.Added: There is no such thing as retroactive insurance. A policy you get today will not cover you for a collision you had last week.
Usually, if the driver had the owner's permission to drive. What happens if the car is owned by the person that has the accident but the insurance is in your name? However you no longer want to be in that relationship or to have to pay that insurance?
If you have no insurance you may get a ticket, but you will want a police report on the accident to claim their insurance, if they were at fault. so call the cops
It all depends on her insurance cover