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They dont let you keep or get the credit card and will send you a fee for not accepting

I think under the new credit card laws you have the right to refuse the new terms, but you MUST stop using the card (using the card is a tacit acceptance of the new terms) and will be able to pay off the balance under the existing terms.

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12y ago
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Q: What happens if you don't accept new terms on a credit card?
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