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What happens if you have an car crash and thought you were insured but it was cancelled?
Wiki User
∙ 19y ago
Assuming that you are At Fault for the collision but were uninsured, you would be personally responsible for the damages proximately resulting from the collision. "Fault" equates with the legal theory of "negligence". Negligence is the failure to adhere to that degree of care that a hypothetical reasonable person would use under similar circumstances. "Fault" could also be an intentional act that results in the collision; in that event, you would also be personally responsible. That said, insurance covers only negligent acts. Therefore, if the damage resulted from an intentional act, the existence or nonexistence of insurance is immaterial.
Wiki User
∙ 8y ago
Wiki User
∙ 19y agoNo coverage is no coverage, no matter what you thought.
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What happens when you drive someone car and get into an accident and that person don't have insurance?
You as the driver are responsible for any crash you cause in this case. If you were told the car was insured and can prove it you could sue the lender for reimbursement.
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Generally, the owner of the insured car is held liable for any damages or losses involved after an accident. So if you want to file a claim for compensation after a crash, it is better to file it with the owner of the insured car or his insurance company. The adult unlicensed driver however, can be held liable criminally if there was death or injury involved.
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