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What happens if you reach the Personal Injury Liability limits from a car accident?
Rcwalrus
I was hit on September 1st 2009 by someone who ran a red light. It took until Tuesday October 13th for her insurance to finally accept 100% liability. My truck took roughly 7,000 dollars in damages and I have been in a rental car since September 6th.
I have had an X-Ray, MRI, six weeks of physical therapy(3x a week), and started a series of three injections in my back over six weeks. The MRI revealed I had two freshly torn disc. I have had a previous back injury from 2004 that required surgery(2005) and the accident has also inflamed that area.
I have a lawyer and he mentioned that my medical could surpass her limit. At the moment we do not know what her limit is through Allstate. He mentioned I may have to claim uninsured motorist on my own insurance. I only have 25,000 coverage.
Here is my question. The lawyer said my case for future medical, pain and suffering, and lost time at work could be worth 75,000 to 100,000. The problem is my current medical/therapy could surpass both her limit and my uninsured limit leaving me with 0 for future bills, pain and suffering.
How can I proceed to get what is owed me if the limits are in fact surpassed?
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∙ 14y ago
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What is Personal injury and advertising injury?
Personal and Advertising Injury Liability covers liability for a group of specifically named offenses, which don't involve bodily injury or property damage, aren't caused by an accident, but nonetheless are liability exposures common to most organizations.
Which of these protects a person who is at fault in an accident against lawsuit?
bodily injury liability coverage
What is the statute of limit on liability on auto accident in Florida?
That would be a personal injury claim in Florida. the limitation would be 4 years after the occurrence. There may be ways of tolling the limit, such as discovery of an injury cause by the accident at a later date.
What is the definition of Personal Injury Insurance?
you need to look into : life protection insurance, accident insurance (will cover personal injury)to cover yourself against an accident you need to look for an accident insurance.There is no PERSONAL INJURY INSURANCE. its called different.Personal Injury InsurancePersonal injury insurance is an insurance provided to ensure that should you suffer an accident or injury, you are paid a lump sum to ease the financial burden in the event.Personal injury covers a number of accidents and injuries. There is a distinct difference between personal injury insuranceand a personal injury claim.In effect, personal injury insurance is the same as Accident, Sickness and Unemployment (ASU) insurance.
How do you use liability in a sentence?
The injury made him a liability to the squad. Liability insurance will normally pay claims by other drivers if you have an accident.
Where in Toronto can someone find a personal injury liability lawyer?
In Toronto, someone looking for a personal injury liability lawyer can find one on the Personal Injury Lawyer Toronto Area website. On that site, one can find a lawyer which fits their needs.
Where can one find information regarding a personal injury accident claim?
One can find information regarding a personal injury accident claim on the state government's website. They list all personal injury claims on their website to read.
Will your health insurance cover bodily injury in a car accident?
Yes, but only as a secondary coverage to all other auto insurance claims you might have (like bodily injury liability against the at fault driver or personal injury protection coverage in no-fault states).
where can I get car insurance liability in Pennsylvania?
Pennsylvania minimum liability requires $15,000 bodily injury liability (per injured person), $30,000 bodily injury liability (per accident), $5,000 property damage, and $5,000 PIP. Get quotes for best rates.
What is the difference between injury and accident?
an ACCIDENT is due to the carelessness of a certain person (without presence of mind) while INJURY is the main effect of an accident in addition,injury happens after the accident. *) -->missmakulet
What are the state minimum requirements for car insurance in Maryland?
Maryland minimum car insurance requirements are: Bodily Injury Liability: $20,000 per person/$40,000 per accident; Property Damage Liability: $15,000; Uninsured/Underinsured Motorist Bodily Injury: $20,000 per person/$40,000 per accident; Uninsured Motorist Property Damage: $15,000; and finally Personal Injury Protection (pays your medical bills): $2,500.
When in an accident in the UK what compensation does one get?
If involved in an accident in the United Kingdom, you are entitled to compensation to cover the price of your vehicle and personal injury. You merely have to have photos of the damage to the vehicle and/or personal injury.
