They can't sue you for a debt accrued by someone other than you, certainly not debt accrued through identity theft. Be sure that you've filed a police report with the agency that has jurisdiction over your home address. Then file with the Federal Trade Commission (877-438-4338). Keep copies of the full reports and send copies of the reports to the credit card company along with am ID Theft affidavit, obtained from FTC or your local PD. Once you've done this (if you haven't already) the credit card company is obligated to investigate the matter within (I think) 30 days. If they can prove the debt is yours, they can proceed with the lawsuit. But the burden is theirs to prove the case. Do everything you can to protect yourself by filing reports, filling out an affidavit and gathering any evidence you can that shows you're not responsible for the charges.
It happens and can be disputed. Call you credit card company or credit agencies.
Experian is a credit reporting and credit scoring company. You can get your credit score and report as well as monitoring, credit file disclosure, and identity theft protection.
You need to report the situation to your credit card company, who will work with the authorities on returning your stolen identity.
Identity Guard provides services related to protection from identity theft. It provides consumers tools to prevent identity theft through monitoring of personal records and credit information.
There is a company called 'Lifelock' which is an identity protection company. If you are not willing to spend that much money the best way to make sure your identity isn't being used by someone else is to check your credit score frequently and make sure there are no 'mysterious' credit cards or accounts that have opened.
Equifax is a company that allows one to figure their credit report and credit score for cheap prices. It also helps to monitor a credit score and protects identity.
Equifax is a company that allows you to access your credit report from all three credit reporting bureaus. The company also offers credit monitoring and identity theft services, and is well respected and has a history of protecting customers private information.
The first thing you need to do is to contact the credit card company. After that, notify the authorities. Good luck!
The key is the number of days in which the credit is collected by the company. Bad debt percentage alone is not the ultimate measure, it is a combination of different credit control percentages along with the time within which debts are collected that matter.
the credit card company sends people to get their money i would want to pay them.
Notify the credit card company and the credit bureaus and the police immediately. Someone is attempting steal your identity. The District Attorney for your county will have an identity theft unit that is there just for these things, call them.
To report identity theft of credit cards you should do it as soon as you possibly can. First inform the company who you have your credit card with as well as your bank and loan companies. You should also inform your local police department.