They can't sue you for a debt accrued by someone other than you, certainly not debt accrued through identity theft. Be sure that you've filed a police report with the agency that has jurisdiction over your home address. Then file with the Federal Trade Commission (877-438-4338). Keep copies of the full reports and send copies of the reports to the credit card company along with am ID Theft affidavit, obtained from FTC or your local PD. Once you've done this (if you haven't already) the credit card company is obligated to investigate the matter within (I think) 30 days. If they can prove the debt is yours, they can proceed with the lawsuit. But the burden is theirs to prove the case. Do everything you can to protect yourself by filing reports, filling out an affidavit and gathering any evidence you can that shows you're not responsible for the charges.
It happens and can be disputed. Call you credit card company or credit agencies.
There is a company called 'Lifelock' which is an identity protection company. If you are not willing to spend that much money the best way to make sure your identity isn't being used by someone else is to check your credit score frequently and make sure there are no 'mysterious' credit cards or accounts that have opened.
Experian is a credit reporting and credit scoring company. You can get your credit score and report as well as monitoring, credit file disclosure, and identity theft protection.
You need to report the situation to your credit card company, who will work with the authorities on returning your stolen identity.
Equifax is a company that allows one to figure their credit report and credit score for cheap prices. It also helps to monitor a credit score and protects identity.
To report identity theft of credit cards you should do it as soon as you possibly can. First inform the company who you have your credit card with as well as your bank and loan companies. You should also inform your local police department.
There are a number of credit card companies that offer identity monitoring. Citi credit cards offer identity monitoring as do Capital One credit cards.
The first thing you need to do is to contact the credit card company. After that, notify the authorities. Good luck!
Yes, credit card generators are a scam. To obtain a legitimate credit card, one must contact a credit card company. Attempting to create a fake identity is also illegal.
Notify the credit card company and the credit bureaus and the police immediately. Someone is attempting steal your identity. The District Attorney for your county will have an identity theft unit that is there just for these things, call them.
the credit card company sends people to get their money i would want to pay them.
LifeLock is an ID protection company that monitors your credit card activity and protects your SSN. If you have had your identity compromised then the credit bureaus can offer you a limited, free service through them for one year.
The key is the number of days in which the credit is collected by the company. Bad debt percentage alone is not the ultimate measure, it is a combination of different credit control percentages along with the time within which debts are collected that matter.
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The credit card should be returned to the credit card company or destroyed and the company should be notified immediately of the death so the account can be closed.
you are still liable to pay what you owe
they will take your money and repossess your belongings
Search the internet for the company. Most credit card companies have address and telephone numbers for their fraud departments on-line.
Cancel it. Identity Theft is very common nowadays. The chances of someone finding it and using it are high.
LifeLock is an American company based in Tempe, Arizona, who offer protection against identity theft. Their protection system can detect fraudulent applications for both credit and non-credit services.
PrivacyGuard offer their customers financial information such as one's credit score and credit report. The also offer identity theft protection to their members.
They say that I am in contract to pay for everything. They have my credit card and that's it. What can happen if the credit card on file is invalid?
A credit card balance transfer happens when on person opens a new credit account in a different company and use it to pay off the debt in his or her old credit card.
Identity theft can have a seriously negative impact on your credit. When thieves steal your identity, they are likely to try to open a new line of credit in your name. If they succeed, they can make purchases with that card, and you will be responsible for the charges. Even if you dispute the charges, the unpaid bills will be reflected in your credit report. Unfortunately, cleaning up a credit report after an incident of identity theft can be a long and costly process.