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What happens no drivers license but car is insured in someone else's name and you are involved in car accident?
Wiki User
∙ 16y ago
***UK answer*** Depends if the car is registered to your or the other person. If its your car then you will be done for driving with no insurance or driving whilst banned or driving with no license or a combination of the three. However if its not your car and you borrowed it you will again be charged with driving with no license and insurance, (If no license then you dont have insurance, the driver must be insured not the car) but whoever you got the car from could also be charged with knowingly allowing a vehicle to be driven illegally (illegally because you - the driver had no insurance and license), if you dont want to get the other person in trouble - or they may say you took it if they dont want the trouble - then you will probably be charged with TWOC (taking without consent) as well as no driving with no license and insurance. The other persons insurance may pay out if you are found to have taken the car without consent as most cars are insured for theft. However the owner will have to prove this and if there is reason for doubt they wont pay out - unless the police say you did it, but then you will be charged. If its your car and you just dont have insurance yet but (for example) your mate has insured it for him to use while you cant drive it then im afraid it looks like you may have a heavy bill for the other cars you damaged and also court costs and legal fees if you get arrested...not to mention the heavy fine you'll get!
Wiki User
∙ 16y ago
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What happens to your teenagers drivers license if they are in a car accident that is their fault in Indiana?
As long as your teenager was properly insured and he was not involved in the commission of a crime at the time of the accident, nothing should happen to your teenagers driver license.
What will happen if you do not have your drivers license and insurance with you when involved in a minor accident?
You will get a ticket for these violations but if you bring them with you to court and they show that you were licensed and insured on the date of the accident, these charges will be dismissed.
What happens if an uninsured driver causes an accident in an insured car?
Vehicles are insured not drivers. If you are qualified and authorized to operate an auto the insurance on it will pay for it and any damage done by it.
Would insurance cover the accident if you were in an accident but were not on the insurance policy but you had your own vehicle and insurance on it?
If the car that was involved, in an acident was insured yea!
Does both parties involved in an accident need auto insurance?
As with all such matters, you should consult a legal professional to protect you rights. Generally, YES both VEHICLES should be insured (but that requirement may vary in some states). Drivers are NOT usually insured unless they hold special vehicle licenses or have personal umbrella coverage. But drivers should be prepared to present proof of coverage for the vehicles they are driving; when requested by law enforcement officials and other drivers after an accident.
What happens if your car is insured but license is suspended and you are involved in an accident?
If your license was suspended, and you were driving, it is quite likely that you insuror will NOT pay for the damages, and will cancel your coverage, because you were knowingly operating the vehicle unlawfully.
What is the responsibility of a non-insured driver when involved in an automotive collision?
A non insured driver may be held liable for the accident. Insurance is a requirement in the majority of states.
Involved in a not-at-fault accident is it your fault or the owner's for driving their uninsured car if you thought it was insured?
Ultimately, the driver is responsible for everything that that is caused by or contributed to while the driver is in the vehicle. Lights don't work? Drivers fault. Not insured? Drivers fault.AnswerIf you drive a car that is not insured you can be ticketed for that. If you were not at fault in the accident then hopefully the other driver had insurance otherwise the damage to your friends car will have to be paid out of pocket. If that were the case then you could attempt to take the at fault driver to court. It is the responsibility of the owner of the vehicle to have the vehicle insured. AnswerThe law clearly states that it is the driver's resposibility to make sure that the vehicle he/she is driving is properly insured and there are no acceptions, you will be ticketed.
What happens when adult unlicensed driver hits you and is driving an insured car?
Generally, the owner of the insured car is held liable for any damages or losses involved after an accident. So if you want to file a claim for compensation after a crash, it is better to file it with the owner of the insured car or his insurance company. The adult unlicensed driver however, can be held liable criminally if there was death or injury involved.
Can a uninsured licensed driver drive a insured drivers car?
The rules and laws of insurance vary from state to state but generally speaking it is the automobile that is insured not the driver. So if your friend allows you to drive her insured car and you are involved in an accident you are covered under her policy(((IF her insurance policy does not stipulate restrictions banning unlicensed drivers from operating the vehicle))) in which case her insurance may not cover damages done to her vehicle or injuries to the unlicensed driver.
What happens when you are involved in an auto accident and you are uninsured but the other vehicle is insured and you are not at fault but the other driver claims you are?
Not at fault but uninsured Call the police in this case. Unfortunately this is a catch-22 because if you call the police your license is suspended for 1 year, if you don't it could be the drivers word against yours.
What happens if someone without insurance gets into a car accident?
There are legal requirements that all drivers be insured- as well as licensed and carrying proper registration documents- separate from the driver"s license and of course obligatory license plates.
