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What happens when company vehicle hit your personal vehicle and they are at fault?
Wiki User
∙ 13y ago
Could be a touchy subject if you happen to also work for the same company that owns the truck. they would probably be At Fault, and they most likely have insurance for such an event. if they happen to not have insurance or refuse to pay, then i would start contacting small-claims lawyers.
Wiki User
∙ 13y ago
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What happens if an accident is your fault and you have have insurance?
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
Will progressive insurance pay for an uninsured vehicle if the at fault vehicle was insured by them?
The insurance status of the victim's vehicle is irrelevant. The at-fault insurance company will pay for your damages whether your car is insured or not.
What are your rights when you are injured in a rollover in a company vehicle?
If the rollover was your fault - only workman's compensation. If the fault of another vehicle or because of a proveable mechanical defect with YOUR company's vehicle, you are eligible to bring suit for whatever damages or injuries you may have incurred as a result of the rollover.
How do the insurance company pay for vehicle damages when at fault?
They generally will pay by check.
If you crashed a company vehicle because they hadn't changed the worn brake pads and tires whose fault is it?
The vehicle belongs to the company, and so does the liability that arrives out of it. It was your fault for driving the vehicle if you knew the brakes were bad,perhaps you were driving too fast for conditions. It was there fault for allowing you to drive a vehicle with bad brakes, this is called comparative neglegence which may put the blame on both of you from a common stand point, but from a legal. It's all on the company.
What is vehicle liability insurance?
Vehicle liability insurance is insurance that only covers the other car. That means that if you get in a wreck, you are liable for what happens to your car. It also means that that your insurance company will pay for the damages to the other person's car if the accident is found to be your fault, but if it is the other person's fault, then their insurance will pay for the damages to your car.
What happens if you are involved in a wreck it's not your fault and the cost to fix the car exceeds the value?
That other insurance company will probably total out the vehicle, depending on the company this could be: actual cash value minus your ded and taxes or blue book value minues ded and taxes or you can salvage the vehicle and buy it back from the ins company
Who is responsible for vehicle damage caused by ambulance?
The insurance company of the vehicle found to be at fault in the collision. The fact an ambulance was involved in not important.
Can you still collect on your own insurance without paying the deductible after an accident.?
If you have collision coverage on your vehicle you can collect from your insurance company for the damages. You will not have to pay the deductible if you were determined by the insurance company to not be at fault for the accident. They then go after the other insurance company to get the money they paid you back. If you do not carry collision coverage then you need to file with other insurance company, they will then decide who was at fault for the accident if their party was at fault they then pay you for the damages to your vehicle.
What can be done with a totaled vehicle under lien and only liability insurance?
If the accident is your fault, your insurance company is not going to pay out anything. If it is the other person's fault, the other insurance company will be liable.
If someone with auto insurance hits your car do you still need to report to your own auto insurance?
It really depends what state you live in. Although if you have full coverage on your vehicle you should report through your company and your company will go after the other insurance company to get their money back. If you have no collision coverage for your vehicle then you will need to file with the other insurance company and they will decide who was at fault for the accident, if their insured is at fault they will repair your vehicle
If your car is in an accident what happens to the value?
The value of the vehicle declines. This is called diminished value; it can sometimes be recovered by submitted a claim to the insurance company of the party at fault. The claimant can look to do this or can hire a lawyer to assist with the process.
