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When you pay off your FINAL mortgage, you get a reward from Tom Nook. The final house upgrade is a two-story house, so once you've got that second story, you are gonna have to start saving up. It costs about 800,000 bells to pay that baby off. Once you do, however, he'll make a statue of you, in complete gold, and put it out in the train station. On it it will say something like:

"In honor of ...... who paid off their debt" or something.

And in case you don't know this, I know a tiny little cheat you can use to help you reach that fabulous goal. Copy and paste (or write down) this word WORD FOR WORD, even upper-case and lower-case. It goes like so:

WB28pARAcnownU

jMCK%hTk8JHyrT

That code will give you 30,000 bells. You can use codes 3 times a day at tom nooks store, so that 90,000 Bells daily. Change the clock and you can do it multiple times!

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6y ago
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14y ago

When you have paid off all of your mortgages on Animal Crossing, you are left with a massive house which you can decorate as you wish so enjoy!!! (There are no other mortgages after the last one paid!)

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13y ago

You can do this by speaking to Pelly in the post office and there should be an option called "Deposit." You enter how much money you want to pay, and that much will be subtracted from what you still owe. Keep doing this until all of it's paid off! :)

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12y ago

Nook gives you a flag pole. And you don't have to worry about paying your mortgage

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13y ago

nothing... seriously, Nook doesn't even get mad at you

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12y ago

You can do what ever you want with your money, you can invest in donations to get stuff, buy furniture, buy clothes.

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11y ago

Your house gets bigger and Tom nooks shop gets bigger

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Q: What happens when you pay off your final mortgage in Animal Crossing for gamecube?
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