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First, you should never let someone else drive your car. Secondly, you should never let someone drive that you should have on your policy in the first place. Your policy states that you will notify them of all household members and usual drivers. This includes everyone who lives with you or is a member of your household even when away at college, they are still a household member. If you let someone use your car the insurance company has no way to evaluate the risk of that person driving the vehicle and charge an appropriate rate. For this reason, you may be in violation of the contract by material misrepresentation. If so, the insurance company can deny coverage of the policy due to your failures to supply them with the information. As far as the suspended license, you are required on most policies to make sure any permissive drivers have an adequate license. It usually does not cost anything to add a driver if they are an adult and don't have tickets. Tell anyone who wants to borrow your car that they have to be listed on your insurance before they can drive. The guy with the suspended license would have found someone else to bum off of.

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Q: What happens when you tell your car insurance company that the person that was driving your car license is suspended but you did not know?
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Related questions

What happens if other driver was at fault but l have license suspended and no insurance?

You will be punished for the violations that you have for driving with a suspended license and for driving without insurance. These punishments will be severe but vary from state to state. The violations on your part will not effect the fault of the accident and if the other party is truly at fault then their insurance company will pay for your damages incurred in the accident.


What happens if I'm driving my friends car and i get into an accident but my license is suspended will her insurance cover the damage?

It all depends on her insurance cover


What happens if i missed my court date on a traffic ticket for driving on a suspended license with knowledge in Florida?

if you have missed your court date and are caught driving on a suspended license they will arrest you. My fiancee had a suspended license and was paid up on his insurance and tags and everything but missed his court date and went to jail.


What happens when you get a DUI?

You get arrested and your driving privileges get suspended.


What happens when a person with a suspended license gets hit from behind?

and gets cited for driving with a suspended license.


What happens if you don't have car Insurance in Massachusetts?

You can't drive without insurance. You can get your license suspended if caught.


What happens when a person with a suspended license is involved in an accident in another person's car and is not at fault?

Actually, they are at fault, or so it's presumed - if their license is suspended, they shouldn't have been driving, hence, they should not have been there to have been involved in an accident. On top of that, they've voided their insurance policy by driving on a suspended license, so the expenses will likely end up coming out of pocket.


What happens when a person with a suspended license is involved in an accident in another person's car and is at fault?

You will most likely be charged with driving with a suspended licence. The owner of the car u were driving may get in trouble if he knew you did not have a licence and let you drive anyway, however if he didnt know you did not have one then nothing will happen to him. His insurance should (if he has insurance) cover the other guys car and his as well if he had full coverage.


What happens if your license is suspended in PA but get caught driving in Florida?

It means that you were caught driving without a valid license. Your valid US-issued license is good in every US state, but when it is suspended it is suspended everywhere.


What happens if you are driving unsuprivised with a permit?

If you are caught driving in violation of the restrictions of your learners permit, you can have your privilege to drive suspended.


What happens if a suspended license driver is in a minor fender bender and not at fault Should they contact their insurance Will this notify the insurance carrier that their license was suspended?

Ouch!!!!SO if the fender bender is enough money to require reporting (and it is hard to do less on today's cars) that means it has to be reported to the police and wow are you busted.By the way if you haven't reported your suspension to your insurance company, expect them to cancel your insurance and refuse to insure you in the future. Regardless if they find out from this they are entitled to check your driving record every renewal and most do.Man this is gonna leave a mark!!


What happens if a driver with a suspended license the registered owner's insurance pay?

What are you asking? Have you had a motor accident? Did the other driver have a suspended licence?