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What if we had to file a year after an accident with damage and changed insurance companies in the meantime?
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What will happen if you have changed insurance companies since an accident and are now being sued over it?
Your old insurance company will be liable. You should be calling and talking to your claims department
What do you need when you've received a summons stating you are being sued for a car accident which occurred 18 months ago?
You should call your insurance co. first. They will have the information you need. If you did not have insurance at the time of the accident or have changed insurance carriers since the accident consult an attorney.
Do auto insurance companies normally cover the cost of a headlight repair?
Normally they do not, unless the headlight is not working as a result of an accident. If it is just that the bulb has worn out on its own and needs to be changed, an auto insurance company would NOT pay for that. Fortunately it is not expensive to take care of on your own.
Does insurance go up if you are involved in a minor accident?
That depends on the insurance company. some like state farm have accident forgiveness, some increase your rates every time you make them pick up the phone, your fault or not. You get what you pay for with low end companies like not so wide, no reassurance and unsafe auto. (names changed to protect me from lawyers)
What is a Mutual Insurance?
A mutual insurance company is based on the way that the company is formed. Mutual companies are technically owned by the policyholders rather than stockholders. Most of the major mutual insurance companies have changed to being stock based companies. Metropolitan and Prudential are the largest two life insurance companies and both were mutual companies that changed to stock companies in the past few years. The policyholders that were the former owners of the company received shares of stock in exchange for their ownership positions.
Can you change car insurance companies while a claim is still being settled?
Yes. You can change at any time. The insurance company cannot deny the claim because you changed companies.
What can you do if you were ticketed in an accident and found not guilty in court but your insurance company had already paid the other driver's claim and increased your premium?
You will need to open a consumer complaint with ChoicePoint and get the accident fault indicator changed to N.A.F.(not at fault) on your CLUE report. Then notify your Insurance company after your CLUE report is corrected. Then the company will remove the premium impact of an "at fault" accident.
What if your employer recently changed insurance companies midyear without telling you your deductible for the year was fully paid Do you have to pay a new deductible now?
Most insurance companies allow credit for the deductible met for services that actually incurred during the same calendar year. Call your new insurance company and find out if they allow the credit and what proof they require.
Does manipulated variable mean changed on accident?
A manipulated variable is not changed on purpose.
If your daughter lets a friend drive your car and they have an accident who is responsible?
My boyfriend was driving my car and had an accident. My insurance company paid the damages but his insurance premiums went up. Mine did not increase. The points follow the driver. It has been a few years but I am not sure if it has changed. Your insurance agent should be able to inform you. I didn't want to call them at the time but I did and was assured even though they paid for it, I was not penalized nor were my premiums increased.
What can you do if your insurance agent changed insurance companies for your home owner's policy but forgot to include jewelry coverage and now that you need to make a loss claim you're not covered?
agent has and E&O policy (errors and ommissions) file the claim under that......
What is the term used when the DNA code is changed by accident or injury?
The answer is MUTATION
