Collision insurance means that if you were to get in an accident the insurance company would pay to fix your car instead of the person's that you hit.
then it turns into a legal matter where the person who didnt have insurance gets sued for losses and medical expenses
Fill out accident report with police. The person's insurance will pay for repairs.
They have to pay for your repairs themselves
Usually, if the driver had the owner's permission to drive. What happens if the car is owned by the person that has the accident but the insurance is in your name? However you no longer want to be in that relationship or to have to pay that insurance?
The person who hit the house would have to pay for the damage but that person can go back to the person who hit him causing the accident in the first place. It would work the same way as a three car accident.
you were the at fault driver for the simple fact that you did not have insurance. Which means you should not have been on the road in the first place. If you had'nt been on the road the accident would'nt have happened.
You do not pay a deductible for the car that you hit. Your liability coverage does not have a deductible.
Yes. When your car is parked all medical bills and repair costs are the responsibility of the person who hit your car.
Property damage liability car insurance will cover the individuals car and property that you hit. It will not cover anything to do with your vehicle if the accident is your fault.