This should not be a problem if you both are credit worthy. Joint accounts are held by family members, friends and so on.
Yes. If you want to get out of a joint account, you can contact the bank and submit a written request to be removed as a joint holder of that account. The other parties involved in the joint account have to approve your removal from the account, only then the bank will complete the formalities.
im not closing my account,just want to relieve my mother from my joint account and change it to single account
i want to open a joint bank account in your bank. tell me how to open it i request you to inform me about the joint bank account and any type information/
yes
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Yes. You can have anyone you want (Your friend, family member, siblings etc.) as a joint holder of the account. However, if the account is already jointly held by you and another individual and you want to add your brother to it, you need the approval/permission of all the other parties who jointly operate the account before you can add your brother to you.
You will have to check with your Institution to find out their policies to remove someones name from a joint bank account without their authorization.With most banks, you will have to have their signature to remove them from the account.
A Joint Account is when something is accessible by two people and has both their names in/on it.Principal Ownership means they are the main Owner.Sometimes this means that the Principal Owner can do things to the account or the Secondary Owner that the Secondary Owner can't."PRINCIPALadjectiveFirst, highest, or foremost in importance, rank, worth, or degree""OWNERSHIP noun...of being an owner""Whenever a bank opens a new savings or checking account for a customer, his or her name is listed as the sole authorized user of that account. If two or more individuals want to share access to the same account, however, the result is called a 'joint account'. Any one of the parties listed as a joint owner of the account can make deposits, write checks or withdraw cash. In general, a joint account is opened by individuals with a close family or business relationship; parents/children, married or unmarried couples, business co-owners, etc. Some participants in a joint account can restrict access by requiring two signatures on checks or withdrawal slips."For more please go to: http://www.wisegeek.com/what-is-a-joint-account.htm
It depends on the type of account - and the bank. If you're simply wanting the spouse to be able to spend money that's in the account - they can be added as an additional card holder. Alternatively - if you want the spouse to have equal control of the account (changing credit limits for example) - then it's better to have the account in joint names.
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She needs to get a checking account in her own name, which means that you both will need to put money into the joint account until it is at least a zero. If you stiff the bank, then it will not be possible for either of you to get a checking account anywhere until you pay the amount owed. As they say, "you don't want to go there."
Dear Sir/Madam, I want to transfer my CIF NO from sbi VERAVAL joint saving account AC NO.30040070908 to sbi SAGARDIGHI SQUARE pmsp account AC NO 32925311168