Unusual question.
In multiple years in the industry, I never ran into this. Closest to it was the debtor who bought a Denver Boot and installed on the vehicle. The agent in that case was also a locksmith who popped the lock and took the car anyway.
The short of it is, provided the agent doesn't enter a private structure without the owner's permission, damage property, or breach the peace, he can take what steps are necessary to recover the vehicle.
Yes, a repo man can drive by a house in an undercover car. They employ various means to see where people are hiding their cars and are usually allowed to take them unless they are in a private garage.
Only if that person is on the contract cosigner etc. and no they cant take your house.
Yes, a repo is a repo whether you give it up or they take it.
They repo agent will take it when your not looking. The agent still has a job to do and only get paid if the jod is complete.
NO THIS IS ILLEGAL! They cannot go inside your house, garage, or locked private property
They repo your car and sell it at auction or sometimes to a good buddy. What they sell it for is deducted from your debt but they add back the cost of the repo and selling at auction. Now - If they think the amount still owed is worth going after you and your assets -then they can go to court for a judgement. If you can't hang on to it ask them to take it back before they spend the money to repo it.
A long time if you hide it well!
What exactly are they going to repo,you the vehicle was stolen and you no longer have it right, come on use the thing attached to your kneck.
Yes, until the repo order is canceled by the owner.
as long as you are in DEFAULT of the contract, they can repo the car. Dont forget the time element involved between you paying up and the repo co. being notified that you did pay. Have your reciept ready to show the repopeople that you DID pay and WHEN.
No one has the right to enter your property to repo a vehicle. I your vehicle is out in the street, then its fair game. If you see the repo man coming but has not hooked up to your vehicle, you legally still have possession of the vehicle. Once the vehicle has made contact with the truck the vehicle belongs to him.
Perhaps, it depends on the repo company's policy.