Thats not a bad idea and highly recommended it will save you some money so be smart and do it if you cant afford it,but now it will still go on your credit so the really smart thing to do if you can is sell it to pay of the balance so it doesnt hurt your credit good luck and god bless.
AnswerI own my car and the owners of other cars own their cars. All car owners own their car unless they have a loan on their car. In that case they do not own their car outright until the loan is paid off, at which time they are the sole owner of that car.if you total your car the insurance company owns it then,but you can sometimes buy it back.
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