There isn't a database that I know of that records this information.
Generally speaking, no. It usually takes at least a few days for the report to be completed so whatever you get at the scene of the accident won't be much. Whatever the insurance company got from the police, you should be able to get it too.
You don't have to have a car insurance at all. It's only your option but it's better for you/ if you have an accident the insurance company will pay it for you
Many types of insurance is sold at insurance markets for example, you might be able to find; auto, health, accident, casualty, life, property, liability and credit insurance. Of course it varies from company to company.
You need to contact your agent of policy services dept. for your insurance company and they will be able to tell you this is company specific in most cases.
Contact your agent or policy services for your insurance company and they will be able to tell you.
Once you've reported an accident to your insurance company they will assign a claims adjuster to your file. The claims adjuster will meet you in person or contact you by phone to determine what is covered by your policy. The claims adjuster will let you know where to take your vehicle to be assessed to determine if it is a write off or repairable. If the accident was the fault of another party, then your adjuster will contact the other insurance company of the other party, assuming you were able to obtain the information of the other party. If anyone was injured in the accident then information from a doctor will need to be provided to the insurance company, so they assess financial compensation for the injury and time off work.
If you provided the insurance company with details of the person who hit you and they were able to recover from them then you should not be penalized at all for the accident.
Do you mean the address of the other person in the accident? Was there a police report made? Did you exchange identification documents? that you did not live at the address you gave the insurance company when you got the policy and now they want proof? If so, I believe you have committed insurance fraud and will probably be asked to reimburse the company for any claims they have paid and will not be able to get insurance again.
Driver's licensure is a condition of getting auto insurance.
There are many things that insurance company takes in to consideration when raising your rate. They will look at how long you have had insurance, the amount of the claims, if you were at fault or not, as well as other factors. Only they will be able to tell you.
In the United States, you see a lawyer. The Insurance Company offers you the least amount possible. The lawyer may be able to get you a lot more money.
If the only damage is to your car and the accident did not result in any property damage to anyone else then you can refuse payment and close the claim without settlement and should be able to avoid any negative impact on your rates. If on the other hand there is damage to another vehicle or property that will be paid by your insurance company then you might as well take what you can from your insurance company for your vehicle.