If the only damage is to your car and the accident did not result in any property damage to anyone else then you can refuse payment and close the claim without settlement and should be able to avoid any negative impact on your rates. If on the other hand there is damage to another vehicle or property that will be paid by your insurance company then you might as well take what you can from your insurance company for your vehicle.
Yes, the general idea of insurance is that your rates go up when you cause an accident and they are forced to pay out.
Sure and here is why. Following too closely= tailgating= accident or potential risk of getting into an accident. If I was your agent, I would consider this situation with my supervisor and determine the amount of your premium.
It would not affect her current claim but lowering of her deductible would then affect any future claims. Of course the premium would be slightly higher in exchange for the lower deductible. The company will also want to examine the vehicle to make sure repairs are done from the previous accident before lowering the deductible.
It can affect: 1. Your insurance premium (for your own vehicle, or your parents vehicle if you are on their policy. 2. Your employers insurance premium (if you drive for work) It will NOT affect: 1. Your friend's premium, unless you are scheduled as a driver on the policy
not realy i dont under stand why
Well, for now it will effect Dad's. If the boy was issued tickets, and they are still on his record when he applys for coverage this will show up and he will be rated accordingly.
No. Doesn't affect it at all.
No, premium only, otherwise it will affect your engine performance.
he was burnt by the undertaker when he was young
Makes it more likely that you will have an accident
no, because they're lazy.
It will make your insurance premium go up..
it might not affect you current policy but after renewal the points you received in that accident with Hurt you.
Using a fuel other than specified could adversely affect the emission control system, and may affect warranty coverage.
Shouldn't do provided other driver is identified.
Kids 12 and younger can die from an airbag in an accident.
They merge your momentum with that of the entire vehicle.
I don't know exactly how AIG is setup but tickets and accidents usually stay on your insurance for 3yrs. During that 3yr. time frame you will have points on your insurance, the more points the higher the premium. Some companies will look back as far as 5yrs. If your accident is older than 3yrs. but still within 5 it my affect how your policy is tiered. The accident at that point my not cost you any points but because you have had a ticket or accident in the last 5yrs. you may be placed in a different tier than someone with a clean driving record because you are considered higher risk.
Depends on the company. No hard and fast rules about it.
If you have reported the accident and your insurance company has repaired the other driver's vehicle, it more than likely will affect your rate. When you are at fault, it always affects your insurnace.
Depends on several things. What type of accident, are the people residing in the same residence, etc.
You cannot pass on your premium membership to someone else, but you can buy (for $5) a premium membership item in tf2 and then trade it to someone (or you could give them $2.5 and tell them to buy any item of that value, for example a key. This will also make them premium and it is cheaper to do). Making a TF2 account premium will not affect your steam account. To make someones steam account premium, gift them any game that isn't free to play.
yes your rates will go up
No Because If You Drive Text You an Be In A Accident And Probable Die