What if your son has no health insurance are you responsible for his costs?
Depends on the age of your son & whether you signed the financial responsibility at the time of treatment. If they are a minor and/or you signed that you would accept responsibility...yes.
no Read More
You are a permanent resident sponsored by son and have no health insurance how can you have a insurance coverage?
You can apply for individual health insurance just like any other person. You can shop online or go to a local insurance agency. Agent http://www.anyhealthinsurance.com Read More
My son who has a car and his own car insurance used my car for the weekend and he was in an accident with no other cars involved but slid off road on ice whose insurance is responsible for damages?
Your insurance is responsible. Insurance is tied to the car, not the driver. That's why insurance on a Lamborgini is so much more expensive than the insurance on a Ford Focus. Read More
Your son who has a car and his own car insurance used your car for the weekend he was in a accident the fault so far lies with the other driver whose insurance is responsible for the damages to your c?
The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car. Read More
i dont know why u yelling at me! Read More
Mainly the parents. Read More
What happens when father purchase life insurance policy through funeral home dies and then funeral home discovers the policy has been cashed in and now sueing son for costs?
If you ordered the services then you will probably be responsible for the costs. Obviously the father had cashed in the policy and it's not the responsibility of the funeral home to make sure the policy is there. Funerals are mostly paid by people out of their policy and not by specific life policies. Read More
Can a mother take out a life insurance policy on her 40 year old son when he is always from job to job and wont maintain proper insurance?
If you have an insurable interest, you can take out life insurance on your son. Usually, family members, such as children and parents, have an insurable interest in each other. However, your son would have to know about the life insurance, because he may be required to take a physical exam, and answer some health questions to apply for the life insurance. But, you could be the policy owner, and pay the premiums. Read More
I cosigned on an automobile loan and insurance for my son. Who is responsible if the insurance is not paid up and he gets in an accident?
As a cosigner, You are jointly and separately liable for any and all amounts that might arise out of the finance note you guaranteed. Read More
If I was in a accident with someone who had insurancee in their fathers name and that insurance doesn't cover all my bill and his son got insurance through another company will that insurance kick in.?
NO. the accident happened while he had his fathers car insurance. If he switches insurance he still uses the insurance he had when he got into his accident. However, your health insurance with pick up the difference. Read More
Which insurance would be liable if our 16 year old son was involved in an accident driving someone elses auto with their permission ours or the owners?
The owners insurance will be responsible for coverage in an accident involving permissive use of their vehicle. Read More
The answer - for the time being - is going to depend on where you live and what kind of health insurance you have. It is possible that your health insurance company was within its rights to cancel a dependent child's health insurance at age 18 in these circumstances. However, one of the provisions of health reform which will become effective this year would allow children and young adults to retain health insurance coverage under… Read More
If it a matter of joint custody or is there a single custodial parent might make a difference. Different States have come up with differing mandates. If an amicable solution is possible, it should be sought out. A 16 year old's insurance costs can be staggering even when they are perfect angels with outstanding GPA's. Insurance companies can justify the costs. Read More
If your son insures a car in his name but also drives one of your cars can you be held responsible if he has an accident with his car and doesn't have enough insurance?
no the state requires you to have so much Read More
If you purchase a vehicle for your son but your ex-wife has custody are you liable if they do not purchase insurance?
If the car is in your name you are responsible not your ex wife. she would be liable if the car was in her name. Read More
Are you personally liable for damages your grown son incurs while driving a car registered and insured in your name with him legitimately listed as the primary driver?
If it is your car If the car is registered in your name, you will certainly be included in the lawsuit if the damages exceed the limits of the insurance. Answer If your grown son has his own insurance that will cover his car and any other he might be driving,then he is responsible.Now, how old is you grown son?? If he is underage, you are responsible. If he is 18 or older again, he… Read More
Wife signs Admission to the Hospital for responsibility for bill for son. is husbond also responsible?
Generally, if the son is a minor both parents are responsible. If the son is not a minor the person who signed is responsible. Read More
Is a son covered on his father's auto insurance policy when the son causes an accident while driving his friend's vehicle?
The insurance follows the vehicle therefore the person who owns the vehicle is responsible for having insurance on the vehicle and that insurance will cover the loss. I know it seems that the driver should have some responsibility but that is not the way policies are written. The best thing is teach you children never to let someone else drive their vehicle, period. Insurance companies do not like it when their policyholders loan vehicles and… Read More
My son was playing street hockey by himself across the street in the culdesac and a neighbor kid got hit with the stick their insurance wants my homeowners to pay for medical bills Am I responsible?
yes Read More
I think you mean does your son need to be added to your insurance policy if her has a learner's permit. The answer is yes. Read More
It is a difficult decision to make. If you have the means, you can either loan or give the money to the child so that treatment can be given in the shortest time. Without insurance, public funding or hospitals can be researched for the best price. Unfortunately, many hospitals will not treat patients who do not have means, or will delay treatment. We carry a catastrophic insurance policy on one son in an attempt to… Read More
Can your bipolar son be continued on your health insurance plan if he is not able to be full time student?
Most if not all health insurance companies will continue coverage children who have a disability that renders them physically or mentally incapable of self support. This can continue on into adulthood as long as there is no break in coverage. The disability must started when they were covered on your plan as a child Contact your insurance company to find out what documentation you need to provide and if there are any additional requirements that… Read More
No, but if he owns a home he can buy his own insurance, or he can buy tenants insurance if he does not. Read More
Who is responsible for the loan if a person has died and when the car was purchased finance insurance was not offered?
As far as I know, in Texas, the son is not responsible for the debts of the father. In other words, no one HAS to pay it off. But, the seller has the right to repossess the car. But, they can't make relatives or anyone pay for it. ! Read More
The son is not personally responsible for the medical bills, unless they co-signed them. However, the estate is responsible. The son may not inherit anything. Read More
Son just got job at hospital signed up for group insurance 2 wks ago wife is pregnant will she be covered?
You will need to have him contact the benefits coordinator for the health insurance, some start immediately some have a time frame, I hope they do, and Congratulations on becoming a grandma ! Read More
Cronus was responsible for the universe until his son over threw him Read More
Can your license be suspended if an auto accident involved your uninsured car driven by my son in law who's insurance excluded the car?
As the owner of the car you're liable as well as responsible for maintaining insurance coverage on your vehicle. If you knowingly allowed your son in law to drive a vehicle which is not insured is even worse. Therefore, yes, your license can be suspended, especially if you're sued and a judgment is issued against you. Read More
If you let your son drive a car that is titled in your name and the car is uninsured and your son is in an accident how do you handle that?
Well if your son has insurance elsewhere, the other party can pursue that insurance company (even though they don't insure your car). If he does not have insurance either, the other party can pursue you and him for damages. Read More
Your 21 year old son had his own insurance policy and was recently killed in an auto accident. Who is responsible for any medical expenses not covered under his policy?
I'm sorry to hear of your loss. His Estate would be responsible. For more details, follow the link to FAQ's on probate, etc. Read More
Your son will get points on his driving record since he had the accident. You will get points added to your risk factor on your insurance policy since your insurance paid the claim. The owner of the vehicle will get the increase but removing your son may fix that. Every insurance system is diferent. Best to check with your insurance company. Read More
How do you maintain health insurance coverage for your wife and son after you turn 65 and are eligible for Medicare?
Where you covered under an Employer Group or Individual Plan? If Employer Group - they would be eligible for COBRA - If Individual - then just tell the Insurance Company to take you off. Read More
Yes. Insurance follows the car not the operator. If your son has insurance, you and your vehicles' insurance would be primary (if he were operating your vehicle), and his would be excess if your coverage is exhausted. Read More
How can you protect yourself when a car you own that your older son drives with insurance and has a bad accident?
Your insurance is the protection; that's the nature of insurance. Read More
As he was the son of god , he was perfect and had no health problems. Read More
Accidental death of the homeowner, and his/her immediate family (brother, son, father, wife, etc.) is NOT covered under homeowner's. It is probably not covered under health insurance, either. Any medical bills created by the accident should be covered under health insurance. Accidental death of a person visiting one's home MAY be covered, but usually only in a very small amount - $1,000 or so. If someone in your household has died, check to see if… Read More
Telephone the insurance company. Read More
My son was responsible for the cremation of his male partner who died without a will does that make my son the executor?
yes it does Read More
You are NOT responsible for your 21 year old son who is now a man and should look after himself!!!!! This is in Kentucky and ANYWHERE ELSE in the whole wide world!! Only when your son is mentally chalenged and cannot fend for himself are you responsible. Read More
Most likely not. The purpose of a co-signer is when someone has "insufficient credit" to finance a vehicle someone else has to be on the application so in the case the main buyer messes up, the person cosigning will also be held responsible. In terms of insurance, as long as he has his own license and his name is on the registration, he can have his own insurance policy. Read More
Your son was driving his friends car with permission and got into an accident - does he have to pay top fix the car himself or does insurance cover this.?
That depends on the insurance that you and the friend have. Your insurance may cover your son in any vehicle. Same as with the friends insurance covering any driver. You just have to call and ask. Read More
well do you have a car do you have insurance. your son my not need it. but if you have a car you have to have it, even though its against your contsatutonal rights but are government is horrabily evil Read More
My son attempted suicide 5 years ago He's now healthy and on no meds He was denied health insurance coverage since the attempt was within the last 10 years Is this typical?
Yes because the health ins. company looks at him as a liability. When the 10 yrs is up, then he may answer no to that particular question. Read More
Are you liable for the difference in insurance if your son lives with you but has his own insurance but the coverage is not as great he is over 21?
No, He is of legal age and is responsble for his own finances and insurance. Read More
It's probably best to add your son to your policy as soon as he gets his license and have him noted as an occasioinal driver. This way he gains "insurance experience", so that when the time comes for him to obtain his own insurance he may pay less because the insurance company has a history of his driving. Read More
Not unless you alerted the insurance company, about him Read More
Most life insurance policies do not pay out for suicide. Read More
So long as your son has your permission to drive your car, he is covered under your insurance policy. (As long as he has a valid driver's permit or license) Read More
In the UK is the school held responsible if your 14 year old son walks out of school without permission and goes into town in school hours?
Yes because when you send your son/daughter to school from 8:30-3:00 they are responsible for whatever happens between that time until your son/daughter comes home in that case your son/daughter are in your hands and that makes YOU responsible. Read More