They have to be a listed driver on your insurance coverage.
I pay extra for this!:I may lend my car to a person for a very limited amount of time ( Maximum 24 hrs ) without adding them to my coverage as long as I know they have a licence and are over 25 years of age. Otherwise:I have to notify my insurance company and provide name and drivers licence # for them to be covered.That is the only way another driver can be covered to drive my car.
You need to call your insurance company and ask!The titled owner
no, but if your friend has ins on their car, it will transfer to cover you as long as you're over 25
Yes.
No, homeowners insurance does not provide coverage for automobiles. The vehicle owner will need to file a claim on the comprehensive portion of their automobile insurance
Homeowners insurance does not cover automobile nor there parts.
Yes, rodent damage would be covered under your comprehensive coverage, your deductible will be applied.
no, the person driving the car will be 100% responsible. i had that happen to me in the states and his auto ins didn't cover someone intoxicated, but he still had to pay, through court.
The comprehensive portion of your auto Insurance would cover damage from a falling limb.
yes you do because i you crash the car it would be on the other persons ins
no
it would be the driver/owner of the vehicle...the insurance (assuming there is ins) on the vehicle would be liable for the repair to the fence assuming of course that the driver of the vehicle had the owners permission to drive subject to any exclusions in the policy
If the title is in the child's name, the child is the legal owner and the parent cannot take the car, regardless of who pays the insurance.