0
What insurance should you get for a rental car if you have a valid drivers license but do not own a car and therefore have no car insurance?
Wiki User
∙ 15y ago
Rental companies offer CDW (Collison Damage Waiver), Liability and PAI (Personal Accident Insurance). Most of the major credit cards will automatically cover you for CDW (protection against theft and damage to the car) when you use that card for renting a car (check with your credit card company though) Liability is essential in your scenario as you don't have any other car insurance (this would protect you if in case of accident in which you are At Fault and this fully covers expenses for the affected party you crashed with) PAI could be handy if you dont have a proper medical insurance. If you have a medical insurance with good coverage, this is not not needed. Bottomline is go for CDW and Liability if your credit card does not cover CDW or go for Liability Insurance alone (which would be between 9 and 14 $ a day in USA)
Wiki User
∙ 15y ago
Add your answer:
Earn +20 pts
How do you get SR22 insurance on rental car?
You can not. The insurance you purchase when you rent a car assumes that you already have a valid drivers license, otherwise you can not rent the car to begin with.
Do you need to show a drivers license for an auto rental?
To rent a car from any rental company includint moving trucks you will need to show a valid driver's license at the time you pick up your rental.
Do you need a cdl to lease penske trucks?
No. It is not required for you to have a CDL drivers license to lease a Penske Truck. This type of rental is just as a car rental. You are required to have only a C class License.
Can you drive a rental car in Florida with an Israeli drivers license?
Yes. Contact: EZ Rent a Car
Does full coverage insurance cover unauthorized or unlisted drivers under 21 in rental car accident claims?
I think it may depend on the carrier. In Los Angeles, Progressive insurance still fixed my car even though it was hit by a rental car that was being driven by someone with only a drivers permit and not listed on the rental car policy.
If you get a speeding ticket while driving a rental car will your insurance go up?
Insurance rates are based primarily on your personal driving habits and record, so if you receive a ticket while driving a rental car it can still be reported to your insurance company because the citing officer has your drivers license information. So in short, it is definitely possible for your insurance company to raise your rate based on a speeding ticket you received while driving a rented vehicle.
Do you pay insurance on a insurance co provided rental car?
In the case of Enterprise, yes. If your auto insurance covers the cost of a car rental while your own is being repaired, that coverage typically only covers the base cost of the rental itself, and not any additional fees such as accident insurance on the rental car, additional authorized drivers, etc. Be aware that the amount that insurance policies provide for rental cars is typically much lower than the rental car would normally go for. Many agencies, Enterprise included, have special rates for insurance claim customers (which is why you are required to present a claim number from your insurance company for rental purposes), and the rental agencies are accustomed to dealing with insurance companies. Insurance rentals make up a substantial portion of rental business.
What is the significance of car insurance for one under 21?
Drivers under the age of 21 are considered a higher risk of being in an accident and therefore it is critical that they have insurance, even though many companies will charge a higher rate for younger drivers. Also, many car rental companies cannot or will not rent to someone who is under the age of 21 due to the fact that their insurance will not cover them.
What paperwork is required to get a car rental?
Any auto rental place you go to will make you sign a rental agreement before you drive one of their cars off the lot. The paperwork will include a waiver and insurance form (which is sometimes optional). They will ask to see a photo ID and drivers license to verify that you are over the age of consent (usually 21 years or older).
What is meant by California rental car insurance?
Sometimes your own car insurance will also cover you in a rental car, but that is not always true. Therefore it is necessary to have adequate coverage according to California law.
Do I need rental car insurance?
I generally recommend that clients who do not have extra vehicles carry rental reimbursement insurance. For instance a couple who only have two vehicles and two drivers both of who work would need a rental car is something happened to one of their cars so I recommend that they care rental coverage.
Will insurance company pay for an accident for a non license driver?
The insurance company will make you use your uninsured motorist coverage to pay for a person whose license has been revoked or who does not have insurance when they hit you, and even when it is totally their fault. Just pray the two of you don't have the same insurance company. IF the other person has coverage on their car; but their license is revoked, and you have the same insurance company, my experience is that you will be cheated out of everything that insurance company can cheat you out of. Mine even cheated me out of the car rental I had on my policy, when it was totally the fault of the driver with revoked license--told me I had only seven days of car rental to buy another car; when my policy had 30 days of car rental. This happened in Maryland, where the Insurance ADmin. protects the insurance company before the driver--this is my experience and opinion.
