It's not a credit CARD rule. It's a car loan rule.
20% down.
No more than 4 years to pay off the car.
No more than 10% of your income needed to pay principal, interest and taxes.
If you can meet those four tests, you can probably afford the car loan.
But you can save yourself a lot of money and hassle if you pay cash for the car. You probably will pay less for your car if you do that, too. It's amazing how many options aren't worth the money when you pay cash, that they try to sneak on the basis that it's only $5 a month more. You'll probably buy a 'new old stock" car as well - a leftover from the previous model year that they never sold. The price really goes down on them.
a prepaid credit card
The answer to this question depends on your overall credit scenario and your specific goals. Having a unused credit card account can damage your credit over time. It might be a good idea to cancel the card if you don't plan on getting a loan. The rule is, only get additional credit if and only if you need it! Why don't you charge something like 5 bucks on that card every month to keep it active?
Credit card images can be personalized depending on your credit card issuer. Most credit card issuers offer a service for credit card personalization for a fee.
a credit card that is secured by a deposit of your own money
First PREMIER Bank has a standard credit card. They also have a gold credit card, a classic credit card, a PREMIER Possibilities credit card, a PREMIER Forward MasterCard credit card, and a secured credit card.
Yes. If you are insolvent at the time a credit card debt is forgiven, the cancelled debt may not be taxable as income.
As a general rule, . The federal government mandates that you can be held liable for only $50 of unauthorized charges, and many credit card companies even waive that. This is if the credit cards were stolen. What may be the sticky point
The answer to this question depends on your overall credit scenario and your specific goals. Having a unused credit card account can damage your credit over time. It might be a good idea to cancel the card if you don't plan on getting a loan. The rule is, only get additional credit if and only if you need it! Why don't you charge something like 5 bucks on that card every month to keep it active?
a prepaid credit card
credit card pos = credit card point of sale.
Credit card images can be personalized depending on your credit card issuer. Most credit card issuers offer a service for credit card personalization for a fee.
a credit card that is secured by a deposit of your own money
First PREMIER Bank has a standard credit card. They also have a gold credit card, a classic credit card, a PREMIER Possibilities credit card, a PREMIER Forward MasterCard credit card, and a secured credit card.
No, credit card is not a specific noun. A store credit card or bank credit card are specific; Macy's Card or Master Card are more specific nouns.
goodys credit card,is it a credit card are a line of credit at there department store
A platinum credit card is a credit card which usually has a higher than usual credit limit. Also it has more advantages than a standard credit card or a gold credit card.
Yes, a second credit card holder has his/her credit card also but of course, they are just under the primary card holder.