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What is Texas law about senior citizens that cannot pay credit cards?
Wiki User
∙ 14y ago
Senior citizens are not immune to collectors nor lawsuits by creditors simply due to their age.
All SS benefits are exempt from garnishment by judgment creditors as are military and government pensions and in most cases private pensions.
Real and personal property exemptions (those things which a judgment creditor cannot seize) apply to all persons regardless of their age. The exemptions allowed under the bankruptcy laws are those that are used to protect property from judgment creditor action. The Fair Debt Practice Collection Act gives judgment debtors specific rights concerning collection procedures.
Texas law allows liens on real property by judgment creditors it does not allow the forced sale of a primary residence. (The judgment debtor must have a homestead declaration on file with the county assessor/land office).
Wiki User
∙ 14y ago
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What happens if you cannot pay off your credit card debt in the state of Texas?
You'll be in prison.
Can a credit card garnish your wages in Texas?
no it cannot bc you have to have one for each country/city....................................... sometimes
When was Texas Citizens for Science created?
Texas Citizens for Science was created in 2003.
Can wages be garnished for medical bills in Texas?
Wages cannot be garnered for medical bills in Texas. They can also not be garnered for credit card debt, mortgage debt, or car loans.
When was Texas Credit Union League created?
Texas Credit Union League was created in 1934.
How long does a judgment stay on Texas credit report?
how long does personal judgement stay on credit in texas
Bad check threat on payday loan in Texas?
Payday loan companies cannot issue a bad check to any county in Texas. The District Attorney's office considers them to be a line of credit. The collection agency will try to scare you into believing that! Payday loan companies cannot issue a bad check to any county in Texas. The District Attorney's office considers them to be a line of credit. The collection agency will try to scare you into believing that!
What are the website for the Texas office of the consumer credit commissioner and the Texas Department of Transportation?
You can reach the Office of the Texas Consumer Credit Commissioner at: www.occc.state.tx.us Texas Department of Transportation is the following address: www.txdot.gov
How do you answer a petition for contempt for failure to pay child support in Texas?
If possible, get a lawyer immediately. Texas has been known to make mistakes and even when answering by phone, this does not mean that they cannot ruin your credit, put liens, etc.
Can Texas citizens shoot an illegal border crosser?
no
Where can one find secure credit in Texas?
Securing credit in Texas is the same as securing credit anywhere in America. The best way to begin establishing credit is to apply for a credit card geared towards beginners. Using the credit card and paying it off in a timely manner will help to build credit.
What kind of rebates/assistance to purchase solar panels from either grants or incentives for Texas senior citizens?
There are several rebates and tax credits vailable for installing solar panels and energy saving appliances. You can read about the available tax breaks at www.energystar.gov
