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UM stands for uninsured motorist. This type of coverage is used to take the place of the other parties insurance in paying for damage to your bodily injury and property damage expenses if the other party does not have insurance. You can purchase various amount of UM coverage just as you can for your liability insurance though most companies will not let you buy more UM coverage than you do for your liability coverage.
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∙ 9y ago
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Can you be a named driver on someone elses insurance in your car?
um... yeah if your on your parents insurance....... i think
Can you still drive your car if insurance company has title?
Um, why does the insurance company have the title???? The only reason that the insurance company would have the title is because the car was totalled from damage. Something is very wrong here.
Can you get car insurance without passing your test at the age of 16?
Um, that would be a no, as you have to provide you FULL driving licenses number!
Will progressive insurance pay for your car damage that was caused while your car was parked legally in your apartment parking lot if the driver of the car did not have insurance but the person who ha?
You didn't complete your question so I will try to answer it as best I can. Any policy no matter what company it is will be the same if you have the same coverage. If the other party had no insurance on the vehicle then your uninsured motorist coverage will pay for your damage just as if they had coverage up to you limit of UM coverage. If the other person was using someone else's car and the car owner had coverage then his insurance will pay for the damages. Liability coverage follows the car generally. If your UM coverage has to pay for the damages, they will go after the car owner and the driver for reimbursement of the loss.
Where can one get multiple car insurance quotes in the uk?
One can get multiple car insurance quotes in the UK at Admiral Car Insurance, Privelege Car Insurance, Direct Line Car Insurance, Aviva Car Insurance, Churchill Car Insurance and many more.
Car accident bill health or car insurance?
Car insurance and possibly health insurance if the car insurance does no cover the entire bill.
Which companies provide car insurance for those under 25?
The companies which provide car insurance for those under 25 are 1 Cover Car Insurance, My Cheap Car Insurance, Direct Line Car Insurance, Churchill Car Insurance, The Co-operative Car Insurance and many more.
What is stacked Auto Insurance?
Stacked auto insurance is an option that lets a policyholder to boost available uninsured/underinsured motorist (UM/UIM) physical injury protection by multiplying the UM/UIM limits of the number of cars on a policy. Stacked insurance coverage is applicable only to UM/UIM limits. For more information about stacked insurance visit the Related Link:
Where can I get classic car insurance in Georgia?
You can find Classic Car Insurance at First National Car Insurance Group, Geico and of course you can find Classic Car Insurance from Haggerty Classic Car Insurance.
What if someone hits your car and they leave the scene without exchanging information?
In this case you would use your Uninsured Motorist coverage if you have this coverage. Your UM coverage will pay for damage to your vehicle less your deductible. If later the person is found and their insurance or they personally pay for the damages then your insurance company will get reimbursed and you will also get back your deductible that you paid in you UM coverage.
What exactly is swinton car insurance?
"Like any other car insurance, Swinton car insurance offers insurance on cars so that if you get into a car accident, you have the insurance to cover you in costs."
If my name only as the owner is on a car but my daughter who has her own insurance on the car was in an accident could you be legally responsible?
No. Car insurance is insurance on the car not insurance on the driver.
