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There is no such thing as a 1995 wheat penny. All cents struck from 1959 to 2008 carry the image of the Lincoln Memorial on the reverse.

The "missing" mint mark is not an error; look at your pocket change. Because small numbers of cents are sometimes struck at "overflow" facilities when demand is high, cents from West Point and San Francisco all have no mint mark, same as coins from Philadelphia, in order to avoid creating instant rarities.

Also, only cents struck from steel in 1943 are attracted to a magnet, so it's not surprising that your cent is non-magnetic.

If your coin is dated 1995 and is silvery in color, that means it's missing its copper plating. That can occur if someone dips the coin in acid, which damages it so it's not worth more than face value. If the coin was never plated at the mint, it's a mint error that is worth a significant amount, up to $100 in some cases. However you would need to have the coin inspected by a dealer who specializes in error coins to be sure it's not just acid-dipped.

If the coin's date is other than 1995, please post a new question with the revised date.

****Well I managed to get one the other day...it is obviously counterfeit, the back isn't exactly flipped from the front, and its not as heavy as a normal penny, but it says 1995 and has the wheat thing on the back.

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8y ago
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Q: What is a 1995 non-magnetic wheat penny with no mint mark under the date worth?
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