wolf
It sounds like you are describing a Woodlouse Spider (Dysdera crocata). These spiders are brown with a distinctive large yellow or orange abdomen, and they are known for their behavior of rolling into a ball when threatened for protection.
I think it's a orb weaver. Harmless.
A brown spider with a yellow stripe on its head is a wolf spider. The wolf spider may sometimes have an orange stripe on their head also.
I believe this spider friend of yours is a jumping spider, although there are lots of other spiders out there who are yellow, grey, black, orange and brown.
It could be a female brown widow spider. Not recluse. Widow. The female brown widow spider is a close relative of the female black widow spider and is just as poisinous. Spray it with some sort of highly toxic chemical and smash it with something that completely shields or separates the spider from your hand, such as a mallet or a knife block or a sturdy shoe or boot
a rattle spider they live in New Zealand
The spider you are referring to is likely the yellow sac spider. Yellow sac spiders are brown with two yellow stripes on their back and are commonly found in California. They are not considered aggressive towards humans but can deliver a painful bite if provoked.
The description provided matches that of a Goldenrod Crab Spider. These spiders are common in the Upper Peninsula of Michigan and are known for their distinctive coloration of brown and yellow striped legs with a cream-colored back and brownish-black markings on the belly. They are generally harmless to humans.
The spider you are describing is the Golden Silk Orb Weaver spider (Nephila clavipes). It is known for its large size, distinctive shape like a shield, golden yellow color, and unique back spikes. It is also recognized by its brown and yellow striped legs.
A spider with a black, furry belly is likely to be wolf spider. These spiders often have hair all over, but it can be more noticeable on the belly.
The description provided matches that of the silver argiope spider, also known as Argiope argentata. This species is characterized by its silver abdomen and yellow/brown legs. It is a common orb-weaving spider found in the southern United States and parts of South America.
Poisonous spiders are many different colors. The Black Widow is as the name states black with a red hourglass on the bottom of the abdomen. The Brown Widow is a light to dark brown spider that looks like the Black Widow only with patterns of brown. It too has a red hourglass on the bottom of the abdomen. The Brown Recluse Spider too is brown like the name states with a darker brown 'violin' marking on the cephalothorax. The Hobo spider is light brown with a darker brown abdomen and a cream colored strip going down the center of the cephalothorax. Yellow Sack Spiders are usually yellow or creamy colored. The Brazilian Wandering Spider is a dark brown spider and usually have red hairs on their chelicerae.