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650 is considered very good, meaning creditors will be making you offers, good ones. 650-620 is good, everything under 620 is considered risky, the amount of risk correlating with the score itself.

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โˆ™ 2006-02-19 02:10:50
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Q: What is a good credit rating score?
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Related questions

What is a high credit score rating?

A high credit score rating means someone is in good standing credit wise. They are prompt in payments and always pay payments in full. A good credit score is sought after by many people, because its a mark of a responsible person.

Would closing a credit card damage my credit score?

Yes closing a credit card can damage your credit score. But as long as everything else is good it should not affect you credit rating to much. Look for tips to keep a good credit card rating.

How good is a 489 credit rating?

I got an apartment with this credit score, actually pretty good.

What is a good equifax credit score?

Equifax is one of the major three credit bureaus. According to their rating system, a good credit score is between 725 and 759.

Is 444 a good credit rating score?

No. It is quite bad.

Is 850 a good credit rating score?

That's the highest possible.

What is the difference between credit score and credit rating?

The difference between credit score and credit rating is simple Credit score (or credit history) is the history of paying back debt where as credit rating the the reputation for paying back money owing

What does a high fico score mean?

A high fico score means you could have anywhere from a good credit rating to an excellent credit rating. If you have a high fico score, it means you pay your bills on time with no late or missing payments.

Is 801 credit score good?

Yes. according to credit score rating this means that your credit score ranks higher than 99.84% of U.S. consumers. This is current as of 7/7/08.

How good is a credit rating score of 810?

Quite good. I believe the range is 500-850.

Does paying bills improve your credit score?

Yes, payment history accounts for 35% of your credit score. So paying your bills on time will help you maintain a good credit rating.

Websites that provide credit score advice as well as you credit rating?

there are such sites. one of them is this site offers a complete credit report, with explanations for why your score is where it is, as well as ways you can improve it for good.

What does the Clear Credit Corporation do?

The Clear Credit Corporation is a company that helps people improve their credit and maintain a good credit rating. The services they offer include the following: credit score optimization, credit restoration, debt settlement, and credit score consulting.

How do you improve your credit score to make a rating higher?

An individual's credit score can affect all aspects of life. Having a good credit score, or improving a poor score, can be accomplished by several ways, including paying off debt, never submitting late payments, and not having a high debt to income ratio.

What number is a score?

A credit score is a credit evaluation rating. The British use score to mean the number twenty, as well.

Where can one go to get their credit rating score for free online?

There are various websites where one can get a free credit rating score. Some such websites are Equifax, AnnualCreditReport, Credit Karma, and myFICO.

Credit Rating Score and Your Wallet?

People with a lower credit rating score present a higher risk to lenders than those with a higher credit rating score. Therefore, those who present the highest risk will receive the highest interest rates and those who present the lowest risk will receive the lowest interest rates. While this may not seem fair, the bank sees someone with a 650 credit rating score as a higher risk of defaulting on their loan than a person with a 750 credit score. This is because, statistically speaking, those with a 750 credit rating score do default less than those who a 650 score.

Are there services online to help me find my current credit score rating?

There are services online to help you find your current credit score rating. You can go to or

What credit score do you need to get a credit card?

Below you will find an approximate example of what an issuer may use in regards to credit. One factor to consider is the rate will differ dramatically from a person with good credit and a person with bad credit. Credit rating and history will also affect the amount of credit that is given. Credit Score Rating Example Excellent - 720 - 850 Good - 680 - 720 Fair - 640 - 680 Poor - 350 - 640 No Credit - 300 - 349

How can I raise my credit score?

It is so important to maintain a good credit score, and if you need to raise your score, there are a variety of ways to do so. Here are a few sites that can provide you with great advise for improving our credit score:

What is poor credit score rating?


What is an excellent credit rating?

I would consider anything over 750 score an excellent credit rating 650 score good 620 - 650 score average anything below, needs some improvement by reducing debt and paying on time

How long does it take for credit score to go up in rating after paying off debt?

How long does it take for credit score to go up in rating after paying off debt?

What is the credit score rating scale?

The FICO score ranges from 300 to 850.

How to Improve Your Credit Score Rating?

Due to the high rate of loan defaults over the past few years, banks rely heavily on a borrower�s credit score to ensure that they will pay back their loans as agreed. � If you have a poor credit score rating and need to apply for financing, there are things that you can do to improve your score quickly.� One of the most effective ways to improve your score would be to pay down your credit card balances.� Having a high rate of credit card utilization will negatively affect your score.� Paying these down will result in an immediate improvement to your credit score rating.�