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Example: A bolt of lightning strikes a perfectly healthy tree while a person is walking by your house. The bolt shatters a limb and it crashes down on the pedestrian and kills him. You would not be held liable for that accident.

In contrast: Suppose you have a rotted tree in your front yard. Limbs have fallen and litter your property, which is not well maintained, and it is obvious the tree is in a deteriorated condition. Now suppose a child riding by on a bicycle is seriously injured by a falling, rotted branch. That would not be considered an "Act of God" and you would be held personally liable for the damages.

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Q: What is an 'Act of God' if someone gets hurt on your property?
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