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Both straight and budget on credit cards have their pros and cons, so neither is necessarily "better" as it depends on the cardholder's circumstances. Budget is great for those that need to get something expensive right away but are fine with making monthly payments. Straight is great for buying something affordable that can be paid for once and for all.

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Q: What is better to budget on credit card or straight?
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What is the difference between Straight and Budget on a credit card?

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